How It Works

1. Our local lender approves an entrepreneur

A World Vision microfinance institution approves the borrower. Typically, they are women in developing countries who have no collateral or credit history to secure a traditional loan.

The local institution then gives the entrepreneur a loan. Learn more about why our loans are pre-funded.

2. The loan appears on Micro

After a borrower has been approved for a loan, their name, story, and business idea are uploaded to Micro for you to follow. While World Vision initially fronts the cost of the loan, donations are tracked such that it underwrites the exact entrepreneur of your choosing.

3. You choose the entrepreneur that interests you

Read their story. See their business idea. Donate to help. With one in five people worldwide surviving on less than $1.25 a day, the need is great. Plus, your donation is always tax-deductible. Donate Now.

4. Entrepreneur builds a business

Thanks to your help, a borrower in a country like Rwanda could start a carpentry shop, buy farm animals, expand a small restaurant, or hire more employees for their weaving venture. These businesses can create jobs to benefit the whole community.

5. Follow your entrepreneurs' progress

Connect one-on-one with your entrepreneur through your "My Account" page, or by signing up for e-mail updates. Share in the joy of their personal success - you helped make it happen!

6. Once repaid, your donated loan is recycled

Once repaid to the local microfinance institution (the current repayment rate is 98.7%), your donation recycles over and over again to helping an ever-growing amount of entrepreneurs in the same country.

7. Helping even more hardworking families

Just one donation could help hundreds of people in the years to come! Families who receive microfinance loans have better health, increased income, and the ability to spend more on food, medicine, and education for their children.

8. Growing entire communities

Loans are woven into World Vision's holistic approach to alleviating global poverty: partnering with communities for 12-18 years to meet basic needs like clean water, nutritious food, health care, and education.

Visit the Micro Community Forum to learn more about World Vision Micro.