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Merlinda R

Merlinda is from Philippines. She has 6 children. She needs a loan of $150 to provide additional capital between times of copra production.

other entrepreneurs here Philippines


Merlinda is from Philippines. She has 6 children. She needs a loan of $150 to provide additional capital between times of copra production.

  • Top Goals To provide additional capital between times of copra...
  • Children Helped 6

Merlinda's Story

From Alegria Bato Leyte, Philippines, Merlinda is a farmer. She plants coconuts for copra, the dried coconut meat from which coconut oil is extracted. This has been her source of income since 1990. Merlinda struggles to meet her family's basic needs in seasons when copra is not produced by the coconuts.

With a loan from World Vision, Merlinda will be able to sustain her family and her coconut business while copra production is still months away. The income will be used for her children's education and to ensure that her family has enough food. Merlinda has three adult children and three children living at home: Malou and Analou (18) and Shaira (7).

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Industry Info

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

Merlinda's Community

The community of Omega, located in the Southern Leyte province of the Philippines, is home to a large population of farmers and fishermen. On average, 11 of the Philippines’ approximately 24 annual typhoons affect this area. Along with poor farming and fishing practices, this contributes to the depletion of natural resources, which affects economic prosperity. Farmers mainly grow rice, coconut, and sugar cane. Fruit and vegetable production is limited, and many families struggle to find sufficient nutrients.

Nearly 50 percent of the area’s residents live in poverty. As a result of economic struggles, many children drop out of school and seek work in places such as the sugar cane fields or urban areas. These children often face exploitation and abuse.

In Omega, World Vision is helping community members create a more sustainable future by providing training in livestock raising and fertilizer production, distributing small loans, and developing businesses. We are also educating families about child rights and operating children’s associations.

Merlinda's Mid Term Update October 02, 2011

Merlinda used the loan from World Vision on farm maintenance like fertilizer, farm cultivation and pruning. The loan has provided her the necessary capital to continue improving her only source of livelihood.

She is re-paying her loan back on time. Thank you from Merlinda and World Vision Micro!

Merlinda's Final Update December 11, 2011


Thank you for supporting the small business loan for Merlinda Regala to improve her farming business. She invested her loan of $150 to provide additional capital between times of copra production.

Merlinda has now repaid her loan in full. In addition to repaying her loan, Merlinda has used her additional income to purchase food for the family and expand the current business. Merlinda's 6 children continue to study in school.

The loan Merlinda received helped her business expand and the profits she is now earning create lasting improvements in her life. In the future Merlinda hopes to repair or expand their home and expand the current business.

Her loan has been repaid in full, 100%.

Thank you for your support of Merlinda and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

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1 Donors

  • Mary
    July 24, 2011
    Contributed to 43 other loans

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