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Business Types

Men and women around the world want to get their families out of poverty. They want to provide their families with healthy food, clothing, shelter, and education. Many of these hardworking people have good business ideas – they just need a way to get started. Below are just a few examples of the different business types you can fund through Micro.

Agriculture/Animals

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

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Flemming
Your gift helps support an entrepreneur and their business. If you'd like to give monthly, click on "Make it Monthly."
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Flemming is from Kenya. He needs a loan of $600 to purchase fertilizer and pesticide.
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Flemming is 32 years old and runs a small business growing potatoes and wheat. He lives in World Vision's Olenton region in Kenya. Flemming has grown potatoes and wheat in this area for the last 5 years. Flemming has requested a loan from World Vision to expand his business. He would like to purchase fertilizer and pesticide. This will help Flemming grow and sell more potatoes and wheat which will increase his overall income. He cares for 1 dependent in his home.
$475 raised
Loan needed: $600

Commerce

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

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Danson
Your gift helps support an entrepreneur and their business. If you'd like to give monthly, click on "Make it Monthly."
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Danson is from Kenya. He has 1 child. He needs a loan of $350 to purchase stock for general store.
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For the last 3 years Danson has operated his small business in the Ndadbibi region in Kenya. He sells general goods to customers in his community. He also has 2 employees who help him run his shop. Danson has asked for a loan from World Vision to expand his business. He would like to purchase stock for his store in order to support his family. Danson is 23 years old and the father of 1 child, who is currently studying in school. He also cares for 1 additional dependent in his home.
$250 raised
Loan needed: $350

Production

Entrepreneurs with specialized skills can apply for a loan in the manufacturing sector. Examples of businesses in the manufacturing sector are making and selling clothes, shoes, machine parts, baskets…the list goes on. These savvy entrepreneurs see the opportunity in their community and, with the help of a loan and their unique talents, can establish their niche. Only 3% of our loans are in the manufacturing sector.

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There are currently no entrepreneurs awaiting loans in this industry.

Services

In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.

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Meliyio
Your gift helps support an entrepreneur and their business. If you'd like to give monthly, click on "Make it Monthly."
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Meliyio is from Kenya. She has 4 children. She needs a loan of $350 to purchase flour and vegetables.
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Meliyio is 40 years old and runs a small hotel. She lives in World Vision's Olenton region in Kenya. Meliyio has run a hotel in this area for more than 5 years. She also has 2 employees who help her run her business. Meliyio has requested a loan from World Vision to expand her business. She would like to purchase flour and vegetables. This will help Meliyio provide hotel service, which will increase her overall income. Meliyio has 4 children, all of whom are currently studying in school.
$275 raised
Loan needed: $350
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