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Tesemma is from Ethiopia. He has 3 children. He needs a loan of $100 to buy fertilizer and seeds for his farm.
Tesemma is from Ethiopia. He has 3 children. He needs a loan of $100 to buy fertilizer and seeds for his farm.
Tesemma Dejene is a farmer in Dulale Kallacha, Ethiopia.
He wants to improve his farm’s productivity, but does not have the money to reinvest in his business.
"There are some farmers in my area who cannot afford buying fertilizer. I heard other people ridiculing them,” he said. “Now my fear is that I can also be a victim of such ridicule.”
With a loan from World Vision, he will be able to buy the fertilizer he needs. Fertilized land will result in a better harvest, bringing more income to Tesemma’s family, which includes three children.
In addition to improving his farm, he hopes to someday start a cattle-fattening business.
Tesemma will use his increased income to buy more nutritious food and better clothing for his children.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
Th e Wonchi ADP, which started in 2001, is 76 miles west of the Ethiopian capital of Addis Ababa. Encompassing 183 square miles, Wonchi is home to almost 120,000 people. Currently, 5,000 children are registered in the sponsorship program.
The goal of World Vision in Wonchi is to improve the livelihood security of 36,000 children and families in the area. Almost all of the people—99 percent—are subsistence farmers, depending on crops and livestock as their means of food and income. Deforestation and soil erosion are among the major problems that impact their ability to increase crop production and feed their families.
The highest priority in the Wonchi ADP is to increase crop and livestock productivity so that farmers can feed their families and generate income. With additional income, they are able to pay for healthcare and education for their children, greatly improving their quality of life.
Providing access to credit and saving services has helped to increase household income. Credit has enabled community members to own assets like farm oxen, sheep, and homes. It has also provided opportunities for job skills training.
Thank you for supporting a small business loan for Tesemma Dejene to expand his farming and livestock business where he raises farming. After receiving the loan from World Vision, he invested the $100 to buy fertilizer and seeds for his farm.
Tesemma has been repaying his loan on time with his new profits. He makes weekly payments of $2.
In addition to repaying his loan, Tesemma is using additional income to provide his family with healthcare, do home repairs and purchase food for his family.
Tesemma's three children continue to study in school.
Thank you for supporting Tesemma and World Vision Micro!