Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Jeniffer is from Kenya. She has 6 children. She needs a loan of $925 to purchase stock for her retail shop.
Jeniffer runs a small shop selling items such as sugar, flour, soft drinks and rice. She sometimes does not have enough money to buy more stock when things run low, disappointing her customers when they come to her shop.
Jeniffer will use the loan from World Vision to purchase more stock of items that are currently running low. She hopes that a more stable and reliable business will allow her to open up a larger shop in the future.
The additional income from a more reliable and growing business will be used by Jeniffer to provide for the basic needs of her family and to pay for the education of her six children.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Kabarnet is located in Baringo District in the Rift Valley Province of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource in Kenya. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
With a population nearing 75,000 and 20 percent being children under 5, access to health services is limited in Kabarnet. According to the World Health Organization, the leading causes of death among children younger than 5 are pneumonia, diarrheal diseases, HIV and AIDS, and malaria. Efforts are being made to strengthen the capacity of health workers and services. To receive care, people must travel, usually on foot, at least nine miles to the nearest health center.
In Kabarnet, World Vision also focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Thank you for supporting a small business loan for Jeniffer Boiywo to expand her retail and grocery business.
After receiving the loan from World Vision, she invested the $925 to purchase stock for her retail shop.
Jeniffer has been repaying her loan on time with her new profits. She makes weekly payments of $19.
In addition to repaying her loan, Jeniffer is using additional income to pay school fees, expand the current business, and start a new business. Jeniffer's 6 children continue to study in school.
Thank you for supporting Jeniffer and World Vision Micro!
Thank you for supporting the small loan for Jeniffer Boiywo to improve her grocery business. She invested her loan of $925 to restock her shop with items, such as sugar, flour, soft drinks, and rice to increase her sales.
Jeniffer has now repaid her loan in full. In addition to repaying her loan, Jeniffer has used her additional income to purchase food for her family, expand her current business, and start a new business.
Jeniffer's six children continue to study in school.
The loan Jeniffer received helped her business expand and the profits she is earning are creating lasting improvements in her life. In the future, Jeniffer hopes to continue sending her children to school, start a new business, and further expand her current business.
Thank you for your support of Jeniffer and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.