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Josephine is from Rwanda. She needs a loan of $500 to purchase meat and drinks to resell.
Josephine is from Rwanda. She needs a loan of $500 to purchase meat and drinks to resell.
Josephine has been selling meat and local drinks in order to make a living. Josephine is a very hardworking woman. However, she is facing financial challenges, which do not allow her to properly run her business.
Josephine is in great need for a loan. Please, help Josephine’s food business grow. A loan will help her increase her production and she will generate more income for her family. Josephine is going to use the funds to purchase meat and drinks to resell. She will use her profits to cover her family’s daily basic needs, to pay her children’s education, to save for her family's future, and to invest in her business.
Josephine has three children and she lives in Nyamagabe, Rwanda.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
The rural community of Nyamagabe is among the most densely populated regions in Rwanda. A large percentage of residents live in poverty, struggling to survive on poor harvests. The community suffers from an acute water shortage and poor hygiene, which lead to waterborne illnesses and diseases such as malaria and worms.
The majority of homes have roofs made of iron sheets or tiles, though some are simply thatched with grass.
Many children in child-headed households live in old, collapsing shelters that do not have lockable doors or windows. The community’s 13 primary and three secondary schools suffer from high dropout rates, as many children cannot afford school fees. Families in this region are still suffering the effects of the 1990s’ genocide that left many orphans and widows in its wake.
In order to improve livelihoods and create a sustainable future for families in Nyamagabe, World Vision is providing school supplies and constructing classrooms; building homes for orphans and vulnerable children; increasing income-generating opportunities through agricultural training and assistance; constructing water tanks; and providing HIV and AIDS care and support.
Thank you for supporting a small business loan for Josephine Mukanzigiye to expand her food and services business where she sells meat and drinks.
After receiving the loan from World Vision, she invested the $500 to purchase meat and drinks to sell.
Josephine has been repaying her loan on time with her new profits. She makes weekly payments of $20.
In addition to repaying her loan, Josephine is using additional income to pay school fees, purchase food for the family, and provide healthcare. Josephine's 3 children continue to study in school.
Thank you for supporting Josephine and World Vision Micro!
Thank you for supporting the small loan for Josephine Mukanzigiye to improve her food and services business. She invested her loan of $500 to purchase meat and drinks to resell.
Josephine has now repaid her loan in full. In addition to repaying her loan, Josephine has used her additional income to pay her children's school fees, purchase food for her family and provide healthcare.
Josephine's three children continue to study in school.
The loan Josephine received helped her business expand and the profits she is earning create lasting improvements in her life. In the future Josephine hopes to add employees, expand the current business and take out another loan.
Josephine would like to thank all donors who contributed to help her.
Thank you for your support of Josephine and World Vision Micro! These funds are now being recycled to support another eager entrepreneur in the same community.
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