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Beda is from Mexico. She has 13 children. She needs a loan of $400 to buy milk, salt and rennet for making cheese.
Beda is from Mexico. She has 13 children. She needs a loan of $400 to buy milk, salt and rennet for making cheese.
Beda Villalva Clavel is 60 years old and married to Eleodoro. Together they have thirteen children, but only one of them, Ricardo, still lives with them. He is in the 2nd grade of junior high while all of the other children are now married.
Beda has been making and selling cheese for a living for over 20 years now. She learned how to make cheese from her mother and had decided to start this business because she and her husband needed more money in order to support their children and provide them with a better quality of life and education.
Her business has been very profitable but Beda lacks the financial capital she needs to expand it. With a loan from World Vision she will be able to buy milk, salt and rennet in order to make more cheese. With the profits she earns she will be able to improve the quality of life of her family and reinvest in her business. She will also be able to help her son in school so that he can study towards a career.
In the future, Beda hopes to save enough money to buy a refrigerator to sell sodas.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Residents of the community of Cuajinicuilapa are primarily a mix of native Mexicans and Africans, who originally arrived with the Spanish conquistador Hernan Cortes. The region’s close proximity to the coast enables residents to participate in a wide range of economic activities, including commerce, agriculture, and fishing.
In Cuajinicuilapa, World Vision is working to improve healthcare and has conducted HIV- and AIDS-awareness campaigns, formed support groups, provided testing, and trained community members to care for those who are affected by the disease. We have also emphasized the importance of education to parents and trained community leaders to provide tutoring to students, helping them improve academic performance.
Thank you for supporting a small business loan for Beda Villalva Clavel to expand her food business where she makes and sells cheese.
After receiving the loan from World Vision, she invested the $400 to buy milk, salt, and rennet for making cheese.
Beda has been repaying her loan on time with her new profits. She makes weekly payments of $25.
In addition to repaying her loan, Beda is using additional income to purchase food for the family and buy supplies in bulk. Beda's 13 children continue to study in school.
Thank you for supporting Beda and World Vision Micro!
Thank you for supporting the small loan for Beda Villalva Clavel to improve her food, retail and manufacturing business. She invested her loan of $400 to buy milk, salt and rennet for making cheese.
Beda has now repaid her loan in full. In addition to repaying her loan, Beda has used her additional income to purchase food for the family and buy supplies in bulk.
Beda's 13 children continue to study in school.
The loan Beda received helped her business expand, and the profits she is earning create lasting improvements in her life. In the future, Beda hopes to expand the current business and take out another loan.
Beda has repaid her loan in full, 100%. These loan funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Beda and World Vision Micro!