Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Rosebellah Jerop is from Kenya. She has 5 children. She needs a loan of $375 to earn additional income in order to open a bigger shop .
Rosebellah Jerop Chelugo lives in Kinyah, Kenya. She has a retail shop and also buys and sells cereal.
Rosebellah lacks the funds to increase her business. She also does not have adequate transportation to get to the buying center. With a loan she hopes to open a bigger wholesale store that will serve the community at large. Once sales have increased and her business grows, she hopes to be able to hire at least two people from her village to help her.
Rosebellah has five children and there are ten family members. Additional income will help them meet most of their basic needs.
In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.
Kabarnet is located in Baringo District in the Rift Valley Province of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource in Kenya. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
With a population nearing 75,000 and 20 percent being children under 5, access to health services is limited in Kabarnet. According to the World Health Organization, the leading causes of death among children younger than 5 are pneumonia, diarrheal diseases, HIV and AIDS, and malaria. Efforts are being made to strengthen the capacity of health workers and services. To receive care, people must travel, usually on foot, at least nine miles to the nearest health center.
In Kabarnet, World Vision also focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Thank you for supporting a small business loan for Rosebellah Jerop Chelugo to expand her food and retail business where she sells cereal and retail items.
After receiving the loan from World Vision, she invested the $375 to earn additional income in order to open a bigger shop.
Rosebellah Jerop has been repaying her loan on time with her new profits. She makes weekly payments of $15.
In addition to repaying her loan, Rosebellah Jerop is using additional income to pay school fees, expand the current business and do home repairs. Rosebellah Jerop's 5 children continue to study in school.
Thank you for supporting Rosebellah Jerop Chelugo and World Vision Micro!
Thank you for supporting the small business loan for Rosebellah Jerop Chelugo to improve her food and retail business. She invested her loan of $375 to earn additional income in order to open a bigger shop.
Rosebellah Jerop has now repaid her loan in full. In addition to repaying her loan, Rosebellah Jerop has used her additional income to pay school fees, expand the current business, and do home repairs. Rosebellah Jerop's 5 children continue to study in school.
The loan Rosebellah Jerop received helped her business expand and the profits she is now earning create lasting improvements in her life. In the future, Rosebellah Jerop hopes to expand the current business, take out another loan, and purchase livestock.
Thank you for your support of Rosebellah Jerop and World Vision Micro! These funds are now being recycled to support another eager entrepreneur in the same community.