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Gerard K

Gerard is from Rwanda. He needs a loan of $500 to invest in his general business.

other entrepreneurs here Rwanda


Gerard is from Rwanda. He needs a loan of $500 to invest in his general business.

  • Top Goals To invest in his general business

Gerard's Story

Gerard lives in Kibirizi, Rwanda. He has a general store where he sells lotion, soap, toilet paper, rice, beans and more. He does not have enough capital to properly run his business.

Gerard will invest the loan in his business and will increase profits. He will be able to save for the future and to reinvest more money into his business. He hopes to be able to purchase medical insurance. In the future, Gerard would like to create jobs for others in his community.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Gerard's Community

Mudasomwa is a densely populated rural community in Rwanda. Families in this area grow crops such as sorghum, sweet potatoes, beans, and bananas. Soil quality is poor, and many families keep livestock simply to have manure to use as fertilizer.

Some homes have roofs made of iron sheets or tiles, while others are simply thatched with grass. Widows and children often live in homes with damaged walls and leaking roofs. Many children in this community live alone or care for younger siblings and are unable to attend school. Insufficient diets, unclean water, and lack of sanitary toilets and sinks increase the prevalence of diseases, including malaria, worms, and malnutrition. Health facilities in the area do not have enough supplies or staff to adequately serve the community.

World Vision is working to improve life for community members in Mudasomwa by providing vocational training, school supplies, healthcare, health education, food assistance, seeds and fertilizers, livestock, and water tanks.

Gerard's Mid Term Update March 24, 2012

Gerard used his loan to purchase merchandise for his general store. By restocking his shelves, he is better meeting his clients' needs. He is beginning to earn a profit. Gerard is making his loan payments on time.

Thank you for supporting Gerard and World Vision Micro!

Gerard's Final Update June 16, 2012


Thank you for supporting Gerard Kamunani’s general store business through World Vision Micro. Gerard invested his small business loan of $500 to buy more merchandise for his store. He has made weekly payments of $20 and has now fully repaid his loan.

With the profits from his business, Gerard decided to expand his current business and provide his family with healthcare. Gerard’s goal for the future is to earn enough so that he can add employees, expand his current business and take out another loan.

Gerard would like to thank all donors who contributed to help him!

Thank you for providing Gerard with hope and a future. These funds are now being recycled to support another hardworking entrepreneur in the same community.

Total Amount

Amount raised


Help Gerard


3 Donors

  • Lucy
    December 31, 2011
    Contributed to 6 other loans
  • Greg
    December 31, 2011
    Contributed to 58 other loans
  • Michael
    December 31, 2011
    Contributed to 24 other loans
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