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Celsa is from Philippines. She has 4 children. She needs a loan of $200 to buy fertilizer.
Celsa is from Philippines. She has 4 children. She needs a loan of $200 to buy fertilizer.
Celsa lives in the Philippines, in Manjuyod, Negros Oriental. Like many Manjuyod residents, Celsa's main source of income is farming. She has been working primarily as a farmer since 2010.
Celsa is requesting a loan from World Vision to use to purchase fertilizer for her farm. She will use her increased income to improve her family's quality of life and to pay for her son John's education. John is 17 years old. She will also invest money towards her children Jessie (11) and Jenesa's (16) future.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
The community of Mountain View is located in a boot-shaped province on Negros Island in the Philippines. Home to Mt. Kanlaon, an active volcano, the area is rich with natural resources. With convenient access to a variety of markets, the community is emerging as a promising frontier for investors.
Economic activities revolve around agriculture, fishery, and forestry. Environmental degradation is a pressing concern. The region has been identified as one of the lowest income-earning areas in the country. Families struggle to acquire proper nutrients, and some do not have access to clean water. Malnutrition and disease are constant concerns. Families are hindered by poor road conditions, and many children drop out of school.
In Mountain View, World Vision has provided community members with key employment skills, including training in food processing and assistance in livestock rearing. We have also provided medical and housing assistance, supplemental food for malnourished children, fees and materials for children to attend school, and educational support for child laborers.
Celsa used her loan to purchase fertilizer for her farm. She is confident this will help produce a bountiful harvest and increase her income. Celsa is making her loan payments on time.
Thank you for supporting Celsa and World Vision Micro!
Thank you for supporting the small business loan for Celsa Camiguel to improve her farming and food business. She invested her loan of $200 to buy fertilizer.
Celsa has now repaid her loan in full. In addition to repaying her loan, Celsa has used her additional income to pay school fees, purchase food for the family, and expand the current business. Celsa's 4 children continue to study in school.
The loan Celsa received helped her business expand and the profits she is now earning create lasting improvements in her life. In the future, Celsa hopes to continue to send her children to school and expand the current business.
Thank you for your support of Celsa and World Vision Micro! These funds are now being recycled to support another eager entrepreneur in the same community.
