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Clemence U

Clemence is from Rwanda. She has 4 children. She needs a loan of $500 to expand her business by buying more onions.

Commerce
Community:
Nyarutovu ADP
Country:
Rwanda
other entrepreneurs here Rwanda

Summary

Clemence is from Rwanda. She has 4 children. She needs a loan of $500 to expand her business by buying more onions.

  • Top Goals To expand her business by buying more onions
  • Children Helped 4
  • Number of Employees 3

Clemence's Story

Clemence owns an onion selling business. She hopes to expand it but her efforts have been hampered by the lack of resources, so a loan will now provide the capital that she needs to properly grow her business.

With a loan from World Vision Clemence will be able to purchase more onions provide more jobs for the commuity and attract more clientele in the market. This loan will help improve her quality of life and provide better food for her children.

Clemence hopes to become financially stable, and says that she's confident that her life will greatly improve.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Clemence's Community

The community of Nyarutovu is located in a hilly area, with access to the road that leads into Kigali, Rwanda’s capital city. Families depend on crops, including passion fruit, green vegetables, and bananas, for income. The climate is characterized by three seasons—a short rainy season, a long dry season, and a long rainy season. The area is served by one small river.

More than 2,500 women in the community lost their husbands in the genocide of the 1990s and now struggle to generate income, often while dealing with the effects of HIV and AIDS. Many children in Nyarutovu live in child-headed households, eat only one meal a day, and don’t attend school.

In Nyarutovu, World Vision is constructing classrooms equipped with toilets, providing educational supplies and paying school fees, building homes for orphans and vulnerable children, ensuring that those with HIV and AIDS have access to medical care, and building water tanks for access to safe water.

Clemence's Mid Term Update April 10, 2012

Thank you for supporting a small business loan for Clemence Uwambajimana to expand her food, retail and grocery business where she sells onions.

After receiving the loan from World Vision, she invested the $500 to expand her business by buying more onions.

Clemence has been repaying her loan on time with her new profits. She makes weekly payments of $15.

In addition to repaying her loan, Clemence is using additional income to purchase food for the animals, purchase food for the family, and provide healthcare. Clemence's 4 children continue to study in school.

Thank you for supporting Clemence and World Vision Micro!

Clemence's Final Update July 31, 2012

Thank you for supporting the small loan for Clemence Uwambajimana to improve her food, retail and grocery business where she sells onions. She invested her loan of $500 to expand her business by buying more onions to resell to customers.

Clemence has now repaid her loan in full. In addition to repaying her loan, Clemence has used her additional income to pay her children's school fees and purchase food for her family.

Clemence's three children continue to study in school.

The loan Clemence received helped her business expand and the profits she is earning create lasting improvements in her life. In the future Clemence hopes to continue to send her children to school and take out another loan.

Thank you for your support of Clemence and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

Total Amount
$500

Amount raised

$500
$500
100%

Help Clemence

16 Donors

  • Beth
    December 12, 2011
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  • Luann
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  • Crystal
    December 13, 2011
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  • Cathy
    December 13, 2011
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  • Terri
    December 14, 2011
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    December 14, 2011
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  • Heidi
    December 14, 2011
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  • Allison
    December 14, 2011
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  • Lacy
    December 14, 2011
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  • Janet
    December 14, 2011
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    December 14, 2011
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  • Janice
    December 15, 2011
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  • Kasey
    December 15, 2011
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  • Chris & Jerri
    December 16, 2011
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  • Gregory
    December 16, 2011
    Contributed to 1 other loans
  • Melody
    December 20, 2011
    Contributed to 30 other loans

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