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Haykanush B

Haykanush is from Armenia. She has 2 children. She needs a loan of $1,025 to purchase supplies.

Future with Faith
other entrepreneurs here Armenia


Haykanush is from Armenia. She has 2 children. She needs a loan of $1,025 to purchase supplies.

  • Top Goals To purchase supplies
  • Children Helped 2

Haykanush's Story

Haykanush Baghinyan is from Gyumri where she raises livestock and cultivates land. She works hard in her family’s agriculture business, but in this economy it produces barely enough to cover their daily costs. With help form this World Vision loan, she will be able to purchase feed for the animal and fertilizer for her land. This would enable her to expand their production.

Haykanush wants to improve her family’s living conditions and quality of life. All of her income goes towards providing for their daily needs. She lives together with her husband and also supports her mother-in-law. Her daughter and son are both in the army now. Th extra income would also allow her to send them money and supplies from time to time.

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Industry Info

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

Haykanush's Community

The community of Future with Faith is 75 miles north of Yerevan, the capital of Armenia. It is an urban area with poor infrastructure. It is made up of four neighborhoods and two villages. The area was built after the devastating earthquake back in 1988. People were brought there from different parts of the city and had no history of living together or caring for each other. They still remember their former homes and neighbors and they feel they haven’t been treated fairly by the government. People have lost hope and trust. Perceptions are connected with the change of generations and so the challenges remain of helping people to understand the reality.

In Future with Faith, World Vision is educating parents and teachers about children’s rights, renovating schools and supplying sports equipment and learning materials, and teaching children about personal hygiene and nutrition that helps to improve their health. Microfinance is helping people to establish their businesses and grow their clientele to stabilize their earnings and provide for their families.

Anna began selling gata, a traditional Armenian pastry, to help supplement her husband’s income. It was a slow and labor-intensive project but Anna was persistent. When she received her first loan, she rented a small space and purchased an oven. After repaying her first loan, she took out a second loan to purchase a mixer. Today, she has work for her three grown children and employs two women, one a single mother of three. A small loan can make a huge difference.

Haykanush's Mid Term Update November 21, 2012

Thank you for supporting a small business loan for Haykanush Baghinyan to expand her farming and livestock business. After receiving the loan from World Vision, she invested the $1,025 to purchase supplies.

Haykanush has been repaying her loan on time with her new profits. She makes weekly payments of $9.

In addition to repaying her loan, Haykanush is using additional income to purchase fertilizer, pay for transportation and expand her business. Haykanush's two children continue to study in school.

Thank you for supporting Haykanush and World Vision Micro!

Haykanush's Final Update November 27, 2013

Haykanush Baghinyan has successfully repaid her small business loan. She invested the $1,025 into her farming/livestock business by purchasing supplies, like fertilizer and feed, to help run her farm more productively.

Thanks to the loan she received, Haykanush was able to use the profits from her business to pay for transportation, purchase more fertilizer, and purchase food for her family.

In the future, Haykanush aspires to earn enough to expand her current business, purchase additional livestock, and repair her home.

Thank you for investing in the power of hardworking people, like Haykanush, through World Vision Micro. These funds are now available to help other entrepreneurs in Haykanush's community.

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7 Donors

  • Melody
    October 30, 2011
    Contributed to 30 other loans
  • Katherine
    November 02, 2011
    Contributed to 39 other loans
  • Susan
    November 10, 2011
    Contributed to 55 other loans
  • Anonymous
    November 11, 2011
    Contributed to 40 other loans
  • Steven
    November 13, 2011
    Contributed to 142 other loans
  • Jeffrey
    November 15, 2011
    Contributed to 58 other loans
  • Suzanne
    November 16, 2011
    Contributed to 0 other loans
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