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Gladys is from Kenya. She has 5 children. She needs a loan of $275 to purchase more cereals.
Gladys is from Kenya. She has 5 children. She needs a loan of $275 to purchase more cereals.
Mrs. Gladys Chepkwony is in the business of selling cereals, and she wants to use the funds from the loan to purchase a large quantity to sell.
In the past, her business has suffered because of the price fluctuations of some products and the lack of adequate transportation.
The loan will help to grow her business, and to meet the needs of her customers in the community.
Mrs. Gladys Chepkwony hopes to expand her business, and with the additional income she plans to pay the schooling fees for her children.
Entrepreneurs with specialized skills can apply for a loan in the manufacturing sector. Examples of businesses in the manufacturing sector are making and selling clothes, shoes, machine parts, baskets…the list goes on. These savvy entrepreneurs see the opportunity in their community and, with the help of a loan and their unique talents, can establish their niche. Only 3% of our loans are in the manufacturing sector.
Kabarnet is located in Baringo District in the Rift Valley Province of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource in Kenya. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
With a population nearing 75,000 and 20 percent being children under 5, access to health services is limited in Kabarnet. According to the World Health Organization, the leading causes of death among children younger than 5 are pneumonia, diarrheal diseases, HIV and AIDS, and malaria. Efforts are being made to strengthen the capacity of health workers and services. To receive care, people must travel, usually on foot, at least nine miles to the nearest health center.
In Kabarnet, World Vision also focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Gladys used the loan from World Vision to purchase more cereals for her business. The loan helped her business grow and enabled her to increase her stock of cereals to sell.
She is repaying the loan on time without difficulties. Gladys would like to say "God bless you all" to the donors who helped fund her loan. Thank you for supporting Gladys and World Vision Micro!
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