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Phal S

Phal is from Cambodia. She has 5 children. She needs a loan of $250 to purchase a buffalo, a cow, fertilizer, seed corn and oil .

Leuk Daek
other entrepreneurs here Cambodia


Phal is from Cambodia. She has 5 children. She needs a loan of $250 to purchase a buffalo, a cow, fertilizer, seed corn and oil .

  • Top Goals To purchase a buffalo, a cow, fertilizer, seed corn...
  • Children Helped 5

Phal's Story

Phal is a farmer, growing rice and corn. As a second business, she also raises cows and buffalo. Phal wants to invest in her businesses to increase productivity and profits. Her goal is to improve living conditions for her family and to be able to provide their daily necessities.

With a loan from World Vision, Phal plans to purchase seed, oil, a cow and a buffalo. With these improvements in her businesses, Phal will earn the additional income she needs. She intends to continue to reinvest in her businesses and increase the amount of land that she farms. Phal has five children, with two of them still living at home. In the future, she hopes to be able to make improvements to her house.

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Industry Info

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

Phal's Community

More than 56,000 people make their home in Cambodia’s Leuk Daek district. Located in Kandal province, improvements are needed in social services, healthcare, schools, and roads. Agriculture is the main source of family income, yet 37 percent of the population experiences food shortages for more than four months of the year.

World Vision established the Leuk Daek Area Development Program in 2000. Accomplishments include helping families establish home gardens, teaching farmers new agricultural methods, immunizing children, constructing calverts, and supporting a canal renovation. These changes have helped the Cambodian people to begin making improvements in their lives.

The World Vision-affiliated VisionFund Cambodia microfinance institution does things like educate entrepreneurs about microfinance, disburse loans, and manage repayments. This gives impoverished rural people a chance to back away from local moneylenders and begin sustainable employment opportunities.

Phal's Mid Term Update March 27, 2012


Phal used her loan to buy rice and corn. The loan was also used to buy fertilizer and to buy oil for her irrigation machine. The loan generated higher income for Phal, so she could use her profits to reinvest in the business by buying more seeds to cultivate.

She is making her loan payments on time. Phal has faced some challenges because a flood destroyed some of her fields. Furthermore, the price of seeds increased, which was not good for her business.

She would like to thank the donors who helped provide this loan for her to help her improve her business and get out of poverty. Thank you for supporting Phal and World Vision Micro!

Phal's Final Update September 11, 2012

Thank you for supporting the small loan for Phal Sreng to improve her farming and livestock business. She invested her loan of $250 to purchase a buffalo, a cow, fertilizer, seed corn and oil.

Phal has now repaid her loan in full. In addition to repaying her loan, Phal has used her additional income to purchase food for the family, purchase fertilizer and purchase equipment.

Phal's 5 children continue to study in school.

The loan Phal received helped her business expand and the profits she is earning create lasting improvements in her life. In the future Phal hopes to start a new business and expand the current business.

Thank you for your support of Phal and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

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9 Donors

  • Julie
    August 19, 2011
    Contributed to 1 other loans
  • Patty
    September 14, 2011
    Contributed to 10 other loans
  • Connie
    September 14, 2011
    Contributed to 52 other loans
  • Martha
    September 14, 2011
    Contributed to 5 other loans
  • Sabina
    September 14, 2011
    Contributed to 28 other loans
  • Lisa
    September 14, 2011
    Contributed to 6 other loans
  • David
    October 08, 2011
    Contributed to 4 other loans
  • John
    October 10, 2011
    Contributed to 0 other loans
  • Gabe
    October 11, 2011
    Contributed to 3 other loans

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