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Johana is from Kenya. He needs a loan of $375 to purchase inventory for his shop.
Johana is from Kenya. He needs a loan of $375 to purchase inventory for his shop.
Johana Kwambai sells perishable and non-perishable goods in his retail shop. Due to the rural location of his business and rain, there can be damage to the roads making it difficult to receive additional inventory. Johana wants a World Vision loan to supplement his income and purchase additional inventory, so he can better serve his clients.
With additional profits, Johana will be able to improve the living standards for his family. Not only will he able to better provide for his family, but provide for his community a central place to do their shopping for food.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Soin is in the Rift Valley of Kenya. It is one of the largest tea growing areas of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
World Vision focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Thank you for supporting a small business loan for Johana Kwambai to expand his business.
After receiving the loan from World Vision, he invested the $375 by buying inventory for his shop.
Johana has been repaying his loan on time with his new profits. He makes weekly payments of $7 in the Soin.
In addition to repaying his loan, Johana is using additional income to pay school fees and expand the current business. Johana's 3 children continue to study in school.
Johana is very happy for your support
Thank you for supporting Johana and World Vision Micro!
Thank you for supporting the small business loan for Johana Kwambai to improve his food and retail business. He invested his loan of $375 to purchase inventory for his shop.
Johana has now repaid his loan in full. In addition to repaying his loan, Johana has used his additional income to maintain or repair equipment, pay for transportation and expand the current business. Johana's 3 children continue to study in school.
The loan Johana received helped his business expand and the profits he is now earning create lasting improvements in his life. In the future Johana hopes to send his children to school and take out another loan to further develop his business.
Thank you for your support of Johana and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.
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