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Reth N

Reth is from Cambodia. She has 3 children. She needs a loan of $275 to purchase rice fields and farming tools.

Phnom Sruoch
other entrepreneurs here Cambodia


Reth is from Cambodia. She has 3 children. She needs a loan of $275 to purchase rice fields and farming tools.

  • Top Goals To purchase rice fields and farming tools
  • Children Helped 3

Reth's Story

Reth Nov grows rice and cassava during the harvest season. During the off-season, she works on a maize farm. Reth would like a World Vision loan to expand her business, which has been difficult.

With the loan, Reth will be able to save and purchase two additional hectares of rice fields to help increase her profits. She hopes to start a grocery store in the future. Reth will be able to support her family by providing necessities such as food and proper clothing and make sure her children attend school. She also hopes to hire employees from her community during the harvest season.

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Industry Info

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

Reth's Community

Nearly 70,000 people live in In Cambodia’s Phnom Sruoch district, one of the region’s poorest districts. Situated in an area of plateaus and mountains, approximately 90 percent of residents are subsistence farmers. Some people earn meager incomes selling rice, charcoal, firewood, or small animals that they have raised. But food shortages still occur four to five months per year. Social services, infrastructure and markets are poorly constructed or non-existent.

World Vision began the Phnom Sruoch Area Development Program in 2001. Accomplishments have included educating livestock farmers on animal health and treatment; establishing home gardens; teaching people about proper hygiene and sanitation to prevent illness; and drilling new wells and upgrading old ones. These changes have helped residents to improve their lives.

The World Vision-affiliated VisionFund Cambodia microfinance institution does things like educate entrepreneurs about microfinance, disburse loans, and manage repayments. This gives impoverished rural people a chance to back away from local moneylenders and begin sustainable employment opportunities.

Reth's Mid Term Update November 15, 2011

Reth Nov used the loan to buy agriculture products such as fertilizer and to hire someone to help her to plow her field. By using the loan, she could supply the necessary products that needed to be used in the farm. As a result, she could perform her cultivation activities on time.

She is a good client who has repaid on time..

Her rice farm generates good outcomes since she could afford to irrigate enough water for the field.

She would like to thank donors who have provided loan which enabled her to have a better life.

Reth's Final Update April 17, 2012

Thank you for supporting the small business loan for Reth Nov to improve her farming and food business. She invested her loan of $275 to purchase rice fields and farming tools.

Reth has now repaid her loan in full. In addition to repaying her loan, Reth has used her additional income to purchase food for the family and purchase fertilizer. Reth's 3 children continue to study in school.

The loan Reth received helped her business expand and the profits she is now earning create lasting improvements in her life. In the future Reth hopes to expand the current business and take out another loan.

Thank you for your support of Reth and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

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3 Donors

  • Pat
    May 23, 2011
    Contributed to 71 other loans
  • Erin
    May 23, 2011
    Contributed to 15 other loans
  • Matthew
    June 14, 2011
    Contributed to 42 other loans
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