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Mariana is from Mexico. She has 4 children. She needs a loan of $1,300 to purchase fruit and vegetables .
Mariana is from Mexico. She has 4 children. She needs a loan of $1,300 to purchase fruit and vegetables .
Mariana has a business selling fruit and vegetables in several local towns. With a loan from World Vision, Mariana plans to buy larger quantities and a larger variety of fruit and vegetables. The additional income she will earn by expanding her business will make better life for her family and benefit local communities.
Mariana is thirty one years old, married, and has four children. She began her business ten years ago, to help her husband support their family. She purchases the foods at a wholesale market very early every morning, then sells them in several local communities. This loan will allow her to increase her income so she can purchase more containers for the food and a scale to weigh them. In the future, Mariana hopes to save money and continue to invest in her business so she can have her own store close to the local communities.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Crecencio Morales is a mountainous community that is home to an indigenous population of approximately 8,000. Elder members of the population still speak the Mazahua indigenous languages and weave traditional clothing.
Residents of Crecencio Morales live in poverty, depending primarily on agriculture, commerce, and the production of artisan goods for income. Most homes are made of wood and have only two rooms with dirt floors. Families cook their meals on wood stoves, as gas and electricity are limited. Few residents have access to toilets or running water; most use outhouses and fetch water from community wells.
In Crecencio Morales, World Vision is providing families with business training; helping farmers increase agricultural production and incomes; attending to the health needs of malnourished children; increasing access to safe water through the installation of water tanks; and providing tutoring and recreational opportunities.
Mrs. Mariana invested the funds from her loan into the purchase of seasonal fruits and vegetables, such as melons, mangos, lemons, manzano hot peppers, avocados, etc. She also bought two new buckets to help carry her products.
She says that her business has improved. Before, she used to purchase only a little bit at a time of each product, but now she's able to buy a lot more.
Mrs. Mariana tries hard to be punctual, and currently is on schedule with her loan payments. She says, "I work very hard to make the payments on time and to make a good impression on World Vision, because they helped me to expand my business.”
She's talking to the people that work in the Zitacuaro market and hopes to get her own small space for her fruit and vegetable stand soon.
Mrs. Mariana says, "I really want to thank you for all the good things you have done for me."
Thank you for supporting Mrs. Mariana and World Vision Micro!
Thank you for supporting the small business loan for Mariana Miguel to improve her food and grocery business. She invested her loan of $1,300 by buying fruit and vegetables.
Mariana has now repaid her loan in full. In addition to repaying her loan, Mariana used her additional income to buy supplies in bulk and expand her current business. Mariana's 4 children continue to study in school.
The loan Mariana received helped her business expand and the profits she is now earning will create lasting improvements in her life. In the future Mariana hopes to expand her current business and take out another loan.
Thank you for your support of Mariana and World Vision Micro! These funds are now being recycled to support another eager entrepreneur in the same community.