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Margie is from Philippines. She has 3 children. She needs a loan of $175 to expand her clothing shop.
Margie is from Trece Martires, Cavite. She is enjoying her clothing business. She sells towels, tee shirts, and shorts. Margie has 3 children ages 1 month, 7 years, and 12 years old.
Margie wants to maximize her profits. Thus, she has requested a loan in order to buy additional items like blankets and denim pants. This will attract more customers and increase her sales. Her income will go towards daily household expenses, her children’s daily fare to school, and her family's daily consumption.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
The community of Children’s Helper is located in the province of Cavite in the Philippine islands, to the southwest of Manila. Like most of the Philippines, the region experiences dry weather from December through June and a rainy season from July through November. Floods and typhoons are common threats.
Fishing is a major source of income, with catches including milkfish, crabs, tilapia, mussels, and oysters. Other income-generating activities include agriculture, livestock production, and industrial jobs. Often, families do not earn enough to meet basic needs and children drop out of school to find work. Many children are underweight. The community has access to a shallow well and several pumping stations that provide them with water for household needs.
In Children’s Helper, World Vision is assisting families with income generation through loans and retail projects such as making and selling soap. We are also providing medical checkups and healthcare for children.
Having a child does not stop Margie from being a business-minded person. Her loan was spent on additional items to resell like blankets and affordable shorts.
Margie has a good repayment record. Thank you for supporting Margie and World Vision Micro!
Margie wished that she could do more for her business. She had a good start and a thriving business selling clothing. However, some of her customers failed to make their payments on time. This affected her profits and lowered her income. Margie is trying her best to repay her loan. She is still making payments. Please pray for Margie and her family. Thank you for supporting Margie and World Vision Micro!