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Julia is from Mexico. She needs a loan of $925 to purchase gold and silver jewelry and ceramic figurines to sell.
Julia is from Mexico. She needs a loan of $925 to purchase gold and silver jewelry and ceramic figurines to sell.
Mrs. Julia Sanchez Valdivia lives in the community of Tetela, which is in the township of Acatlan de Perez Figueroa in the state of Oaxaca. She’s married, and has three children who are also married.
Four years ago Julia started selling bracelets, earrings, necklaces, and rings made of silver and gold. Over time, her business grew and she began selling ceramic figurines. She sells these items door-to-door and says that thanks to God, she has been very successful.
Julia has requested a loan from World Vision in order to invest more into her business. She intends to purchase more silver and gold jewelry in addition to ceramic figurines. One day she hopes to have her own establishment. She says that money does not grow on trees, and you have to work very hard to obtain it.
Julia is very grateful to World Vision for the opportunity that she has been given through the loan that will make her business prosper.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
The community of Vincente Camalote is located in the state of Oaxaca, about two hours from the city of Tierra Blanca. The climate is warm and the landscape is lush and green. Many residents participate in agriculture, primarily harvesting sugar cane. Other economic activities include commerce and fishing.
World Vision is working to improve the health of families in Vincente Camalote by providing housing materials for the improvement of living spaces; restoring water tanks for access to clean water; and supporting medical treatment and HIV- and AIDS-awareness campaigns. We are also supporting education by training teachers and tutors and providing spiritual-formation workshops for teens.
Mrs. Julia says that she invested the loan into the purchase of decorative ceramic figurines which she sells to friends and neighbors in the community.
She's grateful to World Vision for granting her the loan, which has been useful for her business’ day to day improvement.
She's happy because her sales have been good, thank God. She sells ceramic figurines on credit, and these months are always good for her sales because it's the season when people have jobs and money.
The hard times will come when jobs become scarce and families have less money. This happens because the community lives near a sugar refinery that has a production period and a dormant period. The production period is during the harvesting season, and the dormant period is when the machines are under maintenance.
Mrs. Julia sends her regards to all of the people involved with World Vision who have made these loans posible.
Thank you for supporting Mrs. Julia and World Vision Micro!
Mrs. Julia says that her investment in ceramic figurines has paid off. She has invested again into the purchase of ceramics, as well as silver jewelry which she sells to women of her community.
She says that the sales have been good and her profits have increased. This allows her to help her husband with the household expenses and to offer her children a better quality of life.
Mrs. Julia finished paying off the loan and was always punctual.
She says, "Thank you for these loans. They are a great help to people who want to work and to get ahead."
She will keep working on her business and hopes to open a store someday, so she won't have to sell door to door anymore.
Mrs. Julia has repaid her loan in full. These loan funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Mrs. Julia and World Vision Micro!
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