Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Seraphine is from Rwanda. She has 8 children. She needs a loan of $350 to purchase products for milling.
Seraphine has a business grinding up various grains in her mill. A loan from World Vision will allow Seraphine to purchase more products to mill. As she expands and improves her business, the additional income will help her provide basic necessities for her family.
Seraphine believes this loan will help make a better life for herself and her eight children. In the future, she hopes that the loan will allow her to create additional sources of income and eventually provide jobs to other people in her community.
In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.
The community of Nyaruguru is located in southern Rwanda, where the climate is temperate. Despite poor soil, most families depend on subsistence agriculture. Food insecurity and malnutrition rates are high. Some farmers grow tea, which is then sold to a nearby factory. Livestock were once a source of income, but cattle have been consistently stolen to finance the conflict in the neighboring Democratic Republic of the Congo, which was sparked by the Rwandan genocide of the 1990s.
As a result of the genocide, many children are orphaned and living in child-headed households. Families struggle to find suitable shelter; many homes lack adequate roofing and are in need of repair. Unable to afford school fees, children often abandon education and seek jobs. Though HIV and AIDS remains a serious concern, the community lacks the resources to provide adequate healthcare.
In Nyaruguru, World Vision is working to improve quality of life for community members by constructing health centers and toilets; supporting education through school supplies and financial assistance; providing building materials for houses; educating individuals about HIV and AIDS; and providing agricultural and marketing training.
Thank you for supporting a small business loan for Seraphine Mukarunyange to expand her food and services business where she provides milling. After receiving the loan from World Vision, she invested the $350 to purchase products for milling.
Seraphine has been repaying her loan on time with her new profits. She makes weekly payments of $14 .
In addition to repaying her loan, Seraphine is using additional income to pay school fees, purchase food for the family and provide healthcare. Seraphine's 8 children continue to study in school.
Seraphine would like to thank all donors who were contributed to help her.
Thank you for supporting Seraphine and World Vision Micro!
Thank you for supporting the small business loan for Seraphine to improve her milling business. Her loan enabled her to purchase more products needed to produce at the mill.
By expanding her business, she has made a lasting impact on her life and that of her family. She has been able to pay the school fees of her eight children, provide more nutritious food, and offer healthcare when they are sick.
Seraphine would like to thank all of the donors who contributed to help her.
Her loan is paid in full. These funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Seraphine and World Vision Micro!