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Bernardina is from Mexico. She has 1 child. She needs a loan of $825 to purchase ingredients to produce cheese, including: milk, rennet, and salt .
Bernardina Noyola Ávila lives in the community of El Pitayo Guerrero. She is 53 years old and a widow with 4 children: Erica, Ruth, Leonor and Rocio. Her oldest child is married and the younger three are still in school, one in high school and two in middle school.
Bernardina makes and sells cheeses for a living. She began this business to support her children's schooling and provide them with a better life and a better future. She praises God that her business has been so successful. She has never had money problems. Even if the profits are not great, they are always enough to cover her family's most important expenses.
She plans to use her loan from World Vision to buy the ingredients necessary to make cheese. Specifically, she will purchase: milk, rennet, and salt. Bernadina hopes to expand her business. Then later on, she can buy working materials such as: vats, rings, trays and other necessary tools.
Bernardina intends to use her business profits to provide for her children. She will be able to support their studies so they can have good careers and a better future. In addition, she would also like to save money for a washing machine.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Residents of the community of Cuajinicuilapa are primarily a mix of native Mexicans and Africans, who originally arrived with the Spanish conquistador Hernan Cortes. The region’s close proximity to the coast enables residents to participate in a wide range of economic activities, including commerce, agriculture, and fishing.
In Cuajinicuilapa, World Vision is working to improve healthcare and has conducted HIV- and AIDS-awareness campaigns, formed support groups, provided testing, and trained community members to care for those who are affected by the disease. We have also emphasized the importance of education to parents and trained community leaders to provide tutoring to students, helping them improve academic performance.
Bernardina works making and selling cheeses. She decided to invest her loan into the purchase of milk, salt and curd to continue making her product and to improve her sales. Her business has grown and improved, thanks to the loan. Now her production is better and her sales have increased. The number of customers has helped increase her profits. Her customers are pleased thanks to the good attention and service that she gives. She is satisfied with the results of her loan. She has never had a delay in her loan payments. She is a responsible and punctual person and a hard working woman.
One of her successes is that she is getting to enjoy a better quality of life and improved finances to support her family and to continue investing in her business. She is grateful for the support and trust that she has getting. The loan has helped her to maintain and build her business. She is repaying her loan on schedule. Thank you for supporting Bernardina and World Vision Micro!
Bernardina is satisfied because her business has improved thank to the loan. Her production and sales has improved. That is why her income has improved. Her family life has improved so much thanks to this support. Now she has a better quality of life and a good finances. Bernardina's biggest dream is to build a location for her business. She wants to get a mill to improve production and to continue selling cheeses. This way her sales will increase and she will get more profits. She also plans to continue supporting her family.
She is a responsible and hard working person. She has never stopped paying her loan thanks to the good results that she has been getting from her sales and her husband's support. She is grateful for the support and trust that she has received from donors. Thanks to the much needed funding she has been able to sustain her business and to support her children with their studies.
Bernardina has repaid her loan in full. These loan funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Bernardina and World Vision Micro!