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Joyce is from Kenya. She needs a loan of $375 to buy animal feeds and water tanks.
Joyce runs a small scale dairy farm in order to support her large family. Her greatest challenge in running her business, however, is her lack of capital to purchase animal feed, medicine for her animals, and water storage tanks.
With a micro loan from World Vision, Joyce will be able to buy animal feed and water tanks, so as to gain better milk production from her cows so that she will get enough milk for the family's consumption and for sale. Joyce's main goal is to be a successful dairy farmer and be able to meet her family's financial needs. In the future, she also hopes to start a poultry farming business to further supplement her income.
With the extra money from her increased milk sales, Joyce will be to meet her family's financial needs, as well as pay for her three children's school fees. The additional income will also enable her to reinvest in her business by purchasing more feed for her dairy cows so that they can continue to increase in production. This opportunity will greatly improve Joyce's living standards, as well as those of her dependants, the family and the community since her prosperity will be replicated to each through her example.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
Soin is in the Rift Valley of Kenya. It is one of the largest tea growing areas of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
World Vision focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Joyce Kiplagat does not have any updates yet.