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Horiyah is from Indonesia. She has 2 children. She needs a loan of $400 to buy a new wok, oil, and other staples .

Surabaya 1
other entrepreneurs here Indonesia


Horiyah is from Indonesia. She has 2 children. She needs a loan of $400 to buy a new wok, oil, and other staples .

  • Top Goals To buy a new wok, oil, and other staples
  • Children Helped 2
  • Number of Employees 1

Horiyah's Story

Horiyah lives in Surabaya (the second-largest city in Indonesia) with her husband and two children. She cooks and sells sausages and other fried food to help support her children in school and pay for the house her family rents.

With a loan from World Vision, Horiyah will be able to buy a new wok and a greater variety of food to cook. Eventually she would like to have a shop instead of selling her food in the street and be able to save more for her family.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Horiyah's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Horiyah's Mid Term Update November 25, 2012

Thank you for supporting a small business loan for Horiyah to expand her food business. After receiving the loan from World Vision, she invested the $400 to buy a new wok, oil, and other staples.

Horiyah has been repaying her loan on time with her new profits. She makes weekly payments of $10.

In addition to repaying her loan, Horiyah is using her income to pay her children's school fees, buy supplies and purchase equipment.

Horiyah's two children continue to study in school.

Thank you for supporting Horiyah and World Vision Micro!

Horiyah's Final Update April 14, 2013


Thank you for supporting Horiyah's food stall business through World Vision Micro. Horiyah invested her small business loan of $400 to buy a new wok, oil, and other staples. She has made weekly payments of $10 and has now fully repaid her loan.

With the profits from her business, Horiyah decided to do home repairs and start a new business. Horiyah's goal for the future is to earn enough so that she can expand her current business and take out another loan.

Horiyah's two children remain in school. Because of your donation, Horiyah is able to provide a better future for her children.

Thank you for providing Horiyah with hope and a future. These funds are now being recycled to support another hardworking entrepreneur in the same community.

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1 Donors

  • Amy
    July 08, 2012
    Contributed to 4 other loans
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