Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Rukmini is from Indonesia. She needs a loan of $475 to purchase ice, drinks, rice, cooking oil and repair her shop.
Rukmini lives in Surabaya City, is married and has three children. She supports her family by running a grocery store. Rukmini's greatest challenge is unstable prices and high inflation.
A World Vision microloan will enable Rukmini to purchase various inventory, in bulk, that she needs to stock her store to keep her customers from going elsewhere: ice, drinks, rice, cooking oil. She also needs to do some minor repairs to her store with the loan proceeds.
The additional income from increased sales will pay school fees for her children and improve their living conditions. She will be able to save to continue to purchase her grocery inventory in bulk to get better prices to increase her profits.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for partnering with World Vision Micro to provide Rukmini with a business loan for her grocery business. Rukmini used her loan of $475 to purchase ice, drinks, rice, cooking oil for her shop.
She continues to make weekly payments of $11 on time.
With the profits she has earned from her growing business, Rukmini is able to purchase food for her family, buy supplies in bulk and do home repairs.
Rukmini's three children continue to study in school. Thanks to Rukmini’s hard work, she will be able to provide a brighter future for her family.
Thank you for supporting Rukmini's small business through World Vision Micro!