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Sitti Nurhaliza is from Philippines. She needs a loan of $350 to purchase gasoline, diesel, imported goods and fertilizer.
Sitti Nurhaliza is hardworking and dependent on her farming and the selling of gasoline, diesel and imported goods to raise her large family. She is a mother of four children ages 2, 5, 10 and 13.
Sitti is requesting a World Vision microloan to invest in her farm for such things as fertilizer to help her attain high-yield crops this growing season. Whatever amount is left over will be used to buy gasoline and imported goods that she can sell for additional income.
The additional income will provide food and improved living conditions for her family. She will be able to provide school fees for her four children. Her crops will be sold at the local market to provide the community with the various types of crops she supplies to them.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
World Vision began working with the people of the Philippines in Manila in 1954. Childcare projects began shortly thereafter to help fund orphanages and daycare centers, health-care programs, educational assistance, hygiene, and spiritual enrichment projects. The Good Shepherd’s Fold Orphanage Project provided a gas stove, 600 reference books, musical instruments, vegetable seeds, and 3,000 textbooks to children on the island of Guimaras.
From 1960 to 1969, sponsorship continued to grow with the addition of the Mercyville orphanage in the village of Polonulig on the island of Mindanao. In addition, the Philippines Medical Boat Mission Project ministered to suffering people in remote, sea-locked villages. Medical and
evangelical teams provided health care through two- and three-day clinics in churches and homes.
World Vision opened the Manila office in 1972. Staff sought to improve communities and continued sharing the message of the Gospel. By the end of the decade World Vision sponsored 29,750 children. Community development projects provided a comprehensive approach to integrate
development among the small islands, which typically have few resources and are inaccessible during rough seas. Projects there sought to promote fishing, health care, sanitation, and education. The Ilin Island Fishing Project benefited 600 people by promoting self-sufficiency through agricultural production, increased fishing harvests, and improved water supplies.
Thank you for supporting a small business loan for Sitti Nurhaliza Sappay to expand her farming business. After receiving the loan from World Vision, she invested the $350 to purchase gasoline, diesel, imported goods and fertilizer.
Sitti Nurhaliza has been repaying her loan on time with her new profits. She makes weekly payments of $17.
In addition to repaying her loan, Sitti Nurhaliza is using additional income to pay school fees, purchase food for the family and expand the current business. Sitti Nurhaliza's four children continue to study in school.
Thank you for supporting Sitti Nurhaliza and World Vision Micro!
While Sitti Nurhaliza initially invested in her business by purchasing gasoline, diesel, imported goods and fertilizer, she has struggled to repay her loan. While we continued to work with Sitti to help her reestablish her business we regret to report that Sitti has now defaulted on her loan.
Sitti prays that she will someday be able to restart her business so that she can better provide for her family. Sitti would like to sincerely thank the donors who partnered with her efforts. Please pray for Sitti Nurhaliza and her family during this difficult time. She has moved to the mining town of Rio Tuba to be with her husband.
Despite the fact that World Vision boasts a repayment rate greater than 98%, there will always be some loans that do not get fully repaid. While World Vision does everything it can to ensure that this does not happen, it is an unfortunate reality that must be recognized when providing loans to less fortunate populations.
Thank you for your understanding, and your support of World Vision Micro. If you have any questions or concerns, please feel free to call our Customer Care line at 1-888-511-6444.