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Hiwot is from Ethiopia. She needs a loan of $175 to buy teff for preparing injera.
Hiwot, a mother of two, makes and sells "injera" for a living to support her family. "Injera" is a flatbread and an Ethiopian staple food made out of teff flour. Hiwot is determined to overcome the living conditions in her area and wants to develop her business into a sustainable livelihood for her family. However, due to financial constraints, she is unable to expand and strengthen her business as she would like.
With a loan from World Vision Hiwot will be able to buy more grains like teff for baking and preparing injera. This will allow her to generate more income and improve her family's living conditions. “I can provide my family with a healthy diet. I can send them to school. I can cover the expenses for their clothing," she said. Additionally, the locals can also benefit from the growth of her business. “As my business grows, I also hope to help one person by creating job opportunity in my community,” she said.
In the future, Hiwot wants to open up a small cafeteria.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
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Hiwot Dericho does not have any updates yet.