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Joseph is from Kenya. He has 24 children. He needs a loan of $375 to pay for the education of his children.
Joseph is from Kenya. He has 24 children. He needs a loan of $375 to pay for the education of his children.
Joseph is a livestock trader in Baringo county in the west of Kenya. Price fluctuations and lack of money make it challenging to run his business.
With an education loan from World Vision Joseph will be able to pay school fees for his children and concentrate on his livestock business. He wants to give his children the best education and also improve the living standards of his family.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
Kabarnet is located in Baringo District in the Rift Valley Province of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource in Kenya. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
With a population nearing 75,000 and 20 percent being children under 5, access to health services is limited in Kabarnet. According to the World Health Organization, the leading causes of death among children younger than 5 are pneumonia, diarrheal diseases, HIV and AIDS, and malaria. Efforts are being made to strengthen the capacity of health workers and services. To receive care, people must travel, usually on foot, at least nine miles to the nearest health center.
In Kabarnet, World Vision also focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Thank you for supporting a small business loan for Joseph Chemwetich to expand his livestock business. After receiving the loan from World Vision, he invested the $375 to pay for the education of his children.
Joseph has been repaying his loan on time with his new profits. He makes weekly payments of $15.
In addition to repaying his loan, Joseph is using his additional income to pay school fees, pay for transportation and expand the current business. Joseph's 24 children continue to study in school.
Thank you for supporting Joseph and World Vision Micro!
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