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Istianik is from Indonesia. She needs a loan of $300 to purchase prepaid cell phone vouchers.
Istianik is from Indonesia. She needs a loan of $300 to purchase prepaid cell phone vouchers.
Istianik started selling prepaid cell phone vouchers for Telecom in order to supplement her husband's income. For the moment Istianik sells the vouchers in front of her house, but she would like to expand her business in order to open a small shop. However, due to her lack of capital, she is unable to reinvest in her business and buy more vouchers.
With a micro loan from World Vision, Istianik will be able to purchase additional cell phone credit vouchers for her business. With more vouchers to sell, she will be able to increase the number of customers she services and further address the needs of her current clientele. Istianik hopes to develop her business so that in the future she will be able to open a shop where she can start selling other items related to Telecom such as cell phones and accessories as well.
With the additional income she will earn from her expanded business, Istianik will be able to help her husband meet the needs of her family more easily. With two children at home, she will also be able to better support their needs and give them hope for a brighter future.
In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for partnering with World Vision Micro to provide Istianik with a business loan for her retail business. Istianik used her loan of $300 to purchase prepaid cell phone vouchers.
She continues to make weekly payments of $6 on time.
With the profits she has earned from her growing business, Istianik is able to purchase food for her family, expand her current business and purchase equipment.
Istianik's two children continue to study in school. Thanks to Istianik’s hard work, she will be able to provide a brighter future for her family.
Thank you for supporting Istianik's small business through World Vision Micro!