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Yuni is from Indonesia. She needs a loan of $125 to buy plastic, sugar, and ice cubes.
Yuni is from Indonesia. She needs a loan of $125 to buy plastic, sugar, and ice cubes.
Yuni sells ice in the city of Surabaya. She will use a loan from World Vision to invest in more plastic, sugar, and ice cubes for her business.
She works hard to generate an income for her family, but her ice-selling business is not widely advertised, and business is unpredictable. She never knows whether she will make a large profit or struggle to market her ice to her customers.
Yuni wants to develop her business so that someday she can sell ice from a storefront. In addition to continuing to invest in her business, she will use her extra income to provide for her family. Yuni has one child, and she would like to save up for her family's future as well as for a holiday trip to her hometown.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for supporting a small business loan for Yuni Wandari to expand her food and grocery business. After receiving the loan from World Vision, she invested the $125 to buy plastic, sugar, and ice cubes.
Yuni has been repaying her loan on time with her new profits. She makes weekly payments of $3.
In addition to repaying her loan, Yuni is using additional income to buy supplies in bulk and purchase equipment. Yuni's child continues to study in school.
Thank you for supporting Yuni and World Vision Micro!
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