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Emilia C

Emilia is from Indonesia. She needs a loan of $575 to buy supplies to create a thriving cracker business.

Surabaya 1
other entrepreneurs here Indonesia


Emilia is from Indonesia. She needs a loan of $575 to buy supplies to create a thriving cracker business.

  • Top Goals To buy supplies to create a thriving cracker business...
  • Number of Employees 2

Emilia's Story

Emilia has a cracker recipe that makes her a strong contender in the cracker producing and selling business. Though she faces many competitors, Emilia knows with a few improvements she can create a successful business. However, due to a lack of money, she has not been able to make those purchases.

The loan from World Vision will drastically change Emilia's situation. She will be able to purchase supplies and ingredients that will help to create a strong buisness. Her new earnings will enable her to purchase water for her family's home use and help her provide them with better living conditions.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Emilia's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Emilia's Mid Term Update November 27, 2012

Thank you for partnering with World Vision Micro to provide Emilia Chabidah with a small loan for her food and retail business. Emilia used her loan of $575 to buy supplies to create a thriving cracker business. She continues to make weekly payments of $11 on time.

With the profits she has earned from her growing business, Emilia is able to purchase food for the family, buy supplies in bulk and do home repairs.

Thank you for supporting Emilia's small business through World Vision Micro!

Emilia's Final Update May 14, 2013


Thank you for supporting the small loan for Emilia Chabidah to improve her cracker selling business. She invested her loan of $575 to buy more supplies to create a thriving cracker business.

Emilia has now repaid her loan in full. In addition to repaying her loan, Emilia has used her additional income to pay her children's school fees and expand her current business.

The loan Emilia received helped her business expand and the profits she is earning is creating lasting improvements in her life. In the future, Emilia hopes to continue to send her two children to school and take out another loan.

Thank you for your support of Emilia and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

Total Amount

Amount raised


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5 Donors

  • Nathan
    May 31, 2012
    Contributed to 8 other loans
  • Adam
    June 05, 2012
    Contributed to 0 other loans
  • Vicki
    June 11, 2012
    Contributed to 60 other loans
  • Debbie
    June 11, 2012
    Contributed to 2 other loans
  • Sandra
    June 12, 2012
    Contributed to 65 other loans

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