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Sudarmi is from Indonesia. She needs a loan of $575 to buy additional material and basic food items for her store.
Sudarmi is from Indonesia. She needs a loan of $575 to buy additional material and basic food items for her store.
Sudarmi, the mother of one, is a retail seller. There is strong competition in her area and prices are not stable. High inflation is frequently a challenge.
Sudarmi will use a World Vision microloan to buy food and materials for her retail business. She has a goal to expand her business to model larger stores, like Indomart.
The additional income will help Sudarmi's family have better living conditions; she can pay her child's school fees and use a portion of her savings to help her reach her retail store expansion goal.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for supporting a small business loan for Sudarmi to expand her retail business. After receiving the loan from World Vision, she invested the $575 to buy additional material and basic food items for her store.
Sudarmi has been repaying her loan on time with her new profits. She makes weekly payments of $11.
In addition to repaying her loan, Sudarmi is using her income to purchase food for her family, buy supplies in bulk and do home repairs.
Sudarmi's child continues to study in school.
Thank you for supporting Sudarmi and World Vision Micro!
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