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Hariati is from Indonesia. She has 3 children. She needs a loan of $125 to buy commodities for her food store.

Surabaya 1
other entrepreneurs here Indonesia


Hariati is from Indonesia. She has 3 children. She needs a loan of $125 to buy commodities for her food store.

  • Top Goals To buy commodities for her food store
  • Children Helped 3

Hariati's Story

Hariati, the mother of three, lives in Surabaya with her husband. Her business is selling cakes in a food street restaurant. Hariati faces many competitors and needs a loan to ensure she remains in business.

A World Vision microloan will allow Hariati to buy ingredients in bulk that she needs for better pricing and that will generate higher profits.

The additional money will help Hariati provide a better life for her family. She can use additional savings to continue to buy her ingredients in bulk and remain competitive.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Hariati's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Hariati's Mid Term Update September 01, 2012

Thank you for supporting a small business loan for Hariati to expand her food and services business. After receiving the loan from World Vision, she invested the $125 to buy commodities for her food store. Hariati has been repaying her loan on time with her new profits. She makes weekly payments of $3.

In addition to repaying her loan, Hariati is using additional income to buy supplies in bulk and expand the current business. Hariati's 3 children continue to study in school.

Thank you for supporting Hariati and World Vision Micro!

Hariati's Final Update December 22, 2012

Thank you for supporting the small loan for Hariati to improve her food services business. She invested her loan of $125 into purchasing ingredients in bulk for making the cakes she sells within her community

Hariati has now repaid her loan in full. In addition to repaying her loan, Hariati has used her additional income to expand her current business and buy more supplies in bulk.

Hariati's three children continue to study in school.

The loan Hariati received helped her business expand, and the profits she is earning create lasting improvements in her life. In the future, Hariati hopes to continue sending her children to school, further expand her current business and, make repairs to her business place.

Thank you for your support of Hariati and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

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1 Donors

  • David
    May 12, 2012
    Contributed to 5 other loans
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