Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Nor is from Indonesia. She has 2 children. She needs a loan of $125 to purchase additional products for her store.
Nor runs a small grocery store in her community in order to support her family. Although she would like to expand her business, she is struggling to draw in more costumers so as to make that happen. Without increasing her client base, she has been unable to make the capital she needs to help her business grow.
With a micro loan from World Vision, Nor will be able to buy additional products for her store so as to restock her shelves and increase the variety of good she has to offer. With a greater selection of items from which to choose, Nor expects that it will increase the number of items each customer purchases. This will also help draw in new customers because it will make it more convenient for people to get multiple items in one location.
With the additional sales she will make, Nor will be able to buy some milk for her children and help her husband by further supporting her family financially. She will also be able to pay for her two children's educational expenses so that they will have hope for a brighter future.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for supporting a small business loan for Nor Aminah to expand her food and grocery business. After receiving the loan from World Vision, she invested the $125 to purchase additional products for her store. Nor has been repaying her loan on time with her new profits. She makes weekly payments of $3.
In addition to repaying her loan, Nor is using additional income to purchase food for the family, buy supplies in bulk and expand the current business. Nor's 2 children continue to study in school.
Thank you for supporting Nor and World Vision Micro!