Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Emily is from Kenya. She has 5 children. She needs a loan of $250 to restock her variety store.
Emily, a mother of five from Dikir, Kenya, owns a variety store where she sells items such as cooking oil and sugar. She is in need of restocking her store, but poor roads make traveling difficult. It is better for her to restock by buying large quantities. She does not have the capital needed to restock and run her store as she would like.
With a loan through World Vision, Emily will be able to restock her retail store, which will then attract customers and generate revenue. She will also be able to employ another individual in her local community. Additional income created will allow Emily to better provide for her family and meet their daily needs.
In the future, Emily wants to expand her store and create additional income to save for the future of her family. She would also like to employ others in her local community.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Kirindon is located in the southern part of Kenya, approximately 250 miles west of Nairobi. The region has an estimated population of 56,200 people. Agriculture and cattle rearing are the two main economic activities—approximately 65 percent of the land is communally owned.
The AIDS pandemic has heavily affected Kenyans who inhabit Kirindon. The HIV prevalence rate in the community is nearly 15 percent whereas it is only 6.1 percent in the rest of Kenya. Children are most affected, many dropping out of school to care for younger siblings or sick parents. Some resort to exploiting child labor to provide household income.
An impoverished community, Kirindon has been severely lacking in access to clean drinking water and proper sanitation. World Vision has focused on water, sanitation and hygiene projects. There is now increased access to clean, sustainable water; latrines with hand-washing facilities; and trainings on good hygiene practices and water resource management. Access to clean water has improved school attendance since children do not have to go far to collect water. And villagers have more time to be with their families and attend church services.
Other accomplishments include constructing and equipping classrooms, distributing mosquito nets to children, providing medical check-ups for children, and supporting orphaned and vulnerable children with school uniforms, vocational training, and life skills training.
Thank you for supporting the small loan for Emily Bett to improve her retail shop business. She invested her loan of $250 to increase the inventory and restock her store.
Emily has now repaid her loan in full. In addition to repaying her loan, Emily has used her additional income to expand her current business and buy supplies in bulk.
Emily's five children continue to study in school.
The loan Emily received helped her business expand and the profits she is earning is creating lasting improvements in her life. In the future, Emily hopes to send her children to school and expand her current business.
Thank you for your support of Emily and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.