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Kris H

Kris is from Indonesia. She has 1 child. She needs a loan of $150 to purchase sugar, rice, instant noodles in bulk .

Surabaya 1
other entrepreneurs here Indonesia


Kris is from Indonesia. She has 1 child. She needs a loan of $150 to purchase sugar, rice, instant noodles in bulk .

  • Top Goals To purchase sugar, rice, instant noodles in bulk
  • Children Helped 1
  • Number of Employees 1

Kris's Story

Kris supplements her husband’s income by operating a small grocery stand. Because of a lack of investment capital, she is limited by the amounts and variety of products she can sell. Her goal is to expand her business in order to increase profits and improve living conditions for her family.

A loan from World Vision will allow Kris to purchase items in bulk such as sugar, rice, and instant noodles. With the additional income she will earn from increased sales, she will invest more in other varieties of products. In the future, Kris plans to continue to grow and improve her business and begin a savings for her child’s future.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Kris's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Kris's Mid Term Update September 19, 2012

Thank you for supporting a small business loan for Kris Handayati to expand her retail and grocery business. After receiving the loan from World Vision, she invested the $150 to purchase sugar, rice, instant noodles in bulk. Kris has been repaying her loan on time with her new profits. She makes weekly payments of $4.

In addition to repaying her loan, Kris is using additional income to pay for transportation, expand the current business and start a new business. Kris's child continues to study in school. Moreover, Kris says thank you for the loan, she is very happy because the loan helped her lot.

Thank you for supporting Kris and World Vision Micro!

Kris's Final Update January 09, 2013


Thank you for supporting the small loan for Kris Handayati to improve her grocery business. She invested her loan of $150 to purchase sugar, rice, instant noodles in bulk.

Kris has now repaid her loan in full. In addition to repaying her loan, Kris has used her additional income to purchase food for her family and buy supplies in bulk.

Kris's child continues to study in school.

The loan Kris received helped her business expand and the profits she is earning is creating lasting improvements in her life. In the future Kris hopes to repair or expand their home and expand her current business.

Thank you for your support of Kris and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

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2 Donors

  • Patricia
    May 24, 2012
    Contributed to 37 other loans
  • Sean
    May 30, 2012
    Contributed to 0 other loans

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