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Hari R

Hari is from Indonesia. He has 2 children. He needs a loan of $125 to purchase new equipment including a screwdriver and cell phone parts.

Surabaya 1
other entrepreneurs here Indonesia


Hari is from Indonesia. He has 2 children. He needs a loan of $125 to purchase new equipment including a screwdriver and cell phone parts.

  • Top Goals To purchase new equipment including a screwdriver and...
  • Children Helped 2
  • Number of Employees 1

Hari's Story

Hari is married and lives with his wife and two children in Surabaya city. In order to support his family he runs a cell phone repair business and sells mobile phone minutes (credits). This is a good business as a whole because in Indonesia there are plenty of cellular phone users.

However, Hari's greatest challenge at this time is that many of his customers sometimes owe him for the mobile phone minutes which then limits his capital to grow his business.

With a loan from World Vision Hari will be able to expand his business by purchasing new equipment such as a screw driver and cell phone parts for his cell phone repair business, as well as more mobile phone minutes. Therefore, he can improve his repair service and back his mobile phone minutes business to generate more income for his family's basic needs. He also desires to set aside some of the added income to provide a brighter future for his children.

In the future as the business grows, Hari hopes to move his business location closer to his house so that he can take care of his family while working.

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Industry Info

In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.

Hari's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Hari's Mid Term Update September 07, 2012


Thank you for supporting a small business loan for Hari Rudi kriswanto to expand his services and repair business. After receiving the loan from World Vision, he invested the $125 to purchase new equipment including a screwdriver and cell phone parts. Hari has been repaying his loan on time with his new profits. He makes weekly payments of $3.

In addition to repaying his loan, Hari is using additional income to maintain or repair equipment and expand the current business. Hari's child continues to study in school.

With the loan, the Hari has grown his business and he says thanks for the help, because it change his life.

Thank you for supporting Hari and World Vision Micro!

Hari's Final Update December 28, 2012

Thank you for supporting Hari Rudi Kriswanto’s cell phone repair business through World Vision Micro. Hari invested his small business loan of $125 to purchase new equipment including a screwdriver and cell phone parts.

He has made weekly payments of $3 and has now fully repaid his loan.

With the profits from his business, Hari decided to pay his children's school fees, purchase food for his family and buy supplies in bulk. Hari’s goal for the future is to earn enough so that he can start a new business.

Hari’s two children remain in school. Because of your donation, Hari is able to provide a better future for his family.

Thank you for providing Hari with hope and a future. These funds are now being recycled to support another hardworking entrepreneur in the same community.

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1 Donors

  • Justin
    May 18, 2012
    Contributed to 42 other loans
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