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Maria Francisca is from Mexico. She has 3 children. She needs a loan of $475 to buy manure and insecticide for the orchard; and threads and needles for the "ocoshal" crafts.
Maria Francisca is from Mexico. She has 3 children. She needs a loan of $475 to buy manure and insecticide for the orchard; and threads and needles for the "ocoshal" crafts.
Francisca is 42 years old and lives in Donaciano Ojeda. She is married to Miguel who works in a wholesale food market in Mexico City. They have 3 children: Rosario, Hortensia and Abelardo. She's been farming avocados and doing Ocoshal handicrafts for the past eleven years to augment her husband's income. Her current challenge is keeping her avocado plants healthy because lately there has been harsh frosts in her community and many of the plants and trees were ruined and the flowers fell off.
She is requesting a World Vision microloan to invest in her avocado orchard: she wants to buy manure and insecticide to keep her land in good condition and ensure good yields. Francisca also creates "ocoshal" crafts and she wants to use part of the money to buy needles, "ocoshal" (dried pine leaves), soap to wash the dried leaves and sandpaper to finish her pieces.
The additional income will be reinvested in the avocado farm as she is aware of the good quality of the land and the potential to keep increasing her income if she keeps the land healthy. She will continue buying avocado plants to expand her plantation and she will hire people from her community to help her in the harvest season.
The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.
Crecencio Morales is a mountainous community that is home to an indigenous population of approximately 8,000. Elder members of the population still speak the Mazahua indigenous languages and weave traditional clothing.
Residents of Crecencio Morales live in poverty, depending primarily on agriculture, commerce, and the production of artisan goods for income. Most homes are made of wood and have only two rooms with dirt floors. Families cook their meals on wood stoves, as gas and electricity are limited. Few residents have access to toilets or running water; most use outhouses and fetch water from community wells.
In Crecencio Morales, World Vision is providing families with business training; helping farmers increase agricultural production and incomes; attending to the health needs of malnourished children; increasing access to safe water through the installation of water tanks; and providing tutoring and recreational opportunities.
Thank you for supporting a small business loan for Maria Francisca Garcia Sanchez to expand her farming business. After receiving the loan from World Vision, she invested the $475 to buy manure and insecticide for the orchard, and threads/needles for the "coshal" crafts. Maria Francisca has been repaying her loan on time with her new profits. She makes weekly payments of $23.
In addition to repaying her loan, Maria Francisca is using additional income to buy supplies in bulk, purchase fertilizer and expand the current business. Maria Francisca's 3 children continue to study in school.
Thank you for supporting Maria Francisca and World Vision Micro!
Thank you for supporting the business loan for Maria Francisca Garcia Sanchez to improve her avocado business. She invested her loan of $475 to buy manure and insecticide for the orchard; and threads and needles for the "ocoshal" crafts.
Maria Francisca has now repaid her loan in full.
In addition to repaying her loan, Maria Francisca has used her income to buy food for her animals, purchase fertilizer and expand the current business.
Maria Francisca's three children continue to study in school.
The loan Maria Francisca received helped her business expand and the profits she is earning create lasting improvements in her life. In the future Maria Francisca hopes to expand the business, take out another loan and purchase livestock.
Thank you for your support of Maria Francisca and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.
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