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Joseph nzau W

Joseph Nzau is from Kenya. He has 2 children. He needs a loan of $375 to purchase more stock for his general store.

Soweto Tulia
other entrepreneurs here Kenya


Joseph Nzau is from Kenya. He has 2 children. He needs a loan of $375 to purchase more stock for his general store.

  • Top Goals To purchase more stock for his general store
  • Children Helped 2
  • Number of Employees 1

Joseph Nzau's Story

Joseph Nzau Wambua is a father of two children, who lives with his family in Soweto, a rural part of Kenya. Joseph works hard at maintaining and managing his general store in his local community, to help earn a living for his family.

With a loan from World Vision, Joseph will be able to purchase more stock for his store, expand his buisness into a supermarket, create job opportunities for others within his community and generate more income. With the additional income, Joseph will be able to provide for all of his family's daily needs.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Joseph Nzau's Community

Soweto is a large slum on the east side of Nairobi, Kenya. Home to nearly one million, residents struggle daily with the sickness, crime, hunger, and hopelessness that results from severe poverty. Many children have one or no parent. While education is free in Kenya, many children cannot attend because their families cannot afford the required uniform, shoes, and school supplies.

HIV and AIDS have left many children orphaned and vulnerable. Sometimes the oldest child finds themselves as head of the household, and sometimes relatives or neighbors step in to help care for children, making it even more difficult to rise out of poverty.

World Vision has been working in Kenya since 1965. While it has developed a community-based, integrated approach to reduce the spread of HIV and AIDS, World Vision has made improvements in all aspects of life in Soweto. Accomplishments include conducting medical check-ups for children to ensure good health; subsidizing school fees; building classrooms; constructing water tanks at schools; and providing training on business skills and entrepreneurship.

World Vision has supported microfinance in Soweto since 1996. Work means dignity. It means food, education, health care. It means survival. KADET is a World Vision-affiliated microfinance institution that seeks to increase the number of small-business owners and grow the number of people who are accessing credit resources and business training. More than sixty percent of clients are women.

Joseph Nzau's Mid Term Update August 24, 2012

Thank you for supporting a small business loan for Joseph Nzau Wambua to expand his grocery business where he sells quite a variety of items. After receiving the loan from World Vision, he invested the $375 to purchase more goods for his store.

Joseph Nzau has been repaying his loan on time with his new profits. He makes weekly payments of $15 .

Joseph used the additional income to buy supplies in bulk.

Joseph Nzau's 2 children continue to study in school.

He is very greatful for the loan.

Thank you for supporting Joseph Nzau and World Vision Micro!

Joseph Nzau's Final Update November 16, 2012

Thank you for supporting Joseph nzau Wambua’s grocery business through World Vision Micro. Joseph Nzau invested his small business loan of $375 to purchase more stock for his general store. He has made weekly payments of $15 and has now fully repaid his loan.

With the profits from his business, Joseph Nzau decided to buy supplies in bulk and expand his current business. Joseph Nzau’s goal for the future is to earn enough so that he can start a new business and expand his current business.

Joseph Nzau’s two children remain in school. Because of your donation, Joseph Nzau is able to provide a better future for his children.

Joseph is happy for his life has changed.

Thank you for providing Joseph Nzau with hope and a future. These funds are now being recycled to support another hardworking entrepreneur in the same community.

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8 Donors

  • Patrick
    May 21, 2012
    Contributed to 1 other loans
  • G.W.C.
    May 24, 2012
    Contributed to 7 other loans
  • Mitchell
    May 24, 2012
    Contributed to 81 other loans
  • Glen And Peggy
    May 28, 2012
    Contributed to 3 other loans
  • Greg
    May 30, 2012
    Contributed to 134 other loans
  • Anandha
    May 31, 2012
    Contributed to 5 other loans
  • Ginger
    June 01, 2012
    Contributed to 69 other loans
  • David
    June 01, 2012
    Contributed to 2 other loans
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