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Chrisna is from Indonesia. She needs a loan of $125 to purchase more rice and a scale .
Chrisna is from Indonesia. She needs a loan of $125 to purchase more rice and a scale .
Chrisna is a married woman with one child who lives in Surabaya City. She sells rice in her house. She is challenged by lack of capital to grow her business into a grocery kiosk.
A World Vision micro loan will allow her to buy a scale and to increase the quantity of rice, in order to resell and generate more income for the family. In the future, as the business grows, she hopes to open a grocery kiosk selling more variety of goods to meet her customers' demands.
The additional income will allow her to meet the daily basic needs of her family and to have some savings for her children's education.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.
Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.
World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.
Thank you for supporting a small business loan for Chrisna Bhineka to expand her food business where she sells rice. After receiving the loan from World Vision, she invested the $125 to purchase more rice and a scale.
Chrisna has been repaying her loan on time with her new profits. She makes weekly payments of $3. In addition to repaying her loan, Chrisna is using additional income to purchase school supplies and expand the current business. Chrisna's child continues to study in school.
Thank you for supporting Chrisna and World Vision Micro!
Chrisna Bhineka has successfully repaid her small business loan. She invested the $125 to purchase a scale and large quantities of rice to sell.
Thanks to the loan that she received, Chrisna was able to use the profits from her business to purchase food for the family, buy supplies in bulk and pay for transportation. In the future, Chrisna aspires to earn enough to expand her current business.
Chrisna's young child continues to study in school and has a brighter future due in part to your generosity. Thank you for investing in the power of hardworking people. These funds are now available to help other entrepreneurs in Chrisna’s community.
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