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Rizky M

Rizky is from Indonesia. She needs a loan of $125 to purchase more telephone credits and vouchers for her kiosk.

Commerce
Community:
Surabaya 1
Country:
Indonesia
other entrepreneurs here Indonesia

Summary

Rizky is from Indonesia. She needs a loan of $125 to purchase more telephone credits and vouchers for her kiosk.

  • Top Goals To purchase more telephone credits and vouchers for...
  • Dependants Helped 3

Rizky's Story

Rizky runs a kiosk selling telephone credits and vouchers in Surabaya City. She cannot compete with other mobile phone creditors' low prices, so she is having trouble finding customers and making a profit. A loan from World Vision will give her a chance to buy more mobile phone credits and vouchers so that she can better meet the customers' demands and expand her business.

Rizky is a single woman who lives with her parents. She is the family's primary provider, and she needs more income to feed her family and pay her brother's school fees. Rizky loves her job selling mobile phone minutes because it allows her to help her family and connect with members of her community. In the future, she hopes to meet more of her customers' needs by selling used mobile phones.

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Industry Info

Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.

Rizky's Community

World Vision began working with the people of Indonesia in 1957, when we hosted a pastors conference. In 1961, a childcare program opened to help orphans and refugee children. By 1967 the program grew to assist some 2,000 children. During the 1970s, World Vision donors sponsored more than 8,000 children, and community development work began in several areas. Today, U.S. sponsors alone support 20,000 children in six community development areas, including Surabaya.

Ministry of Education data shows that many children living in the slums of Surabaya are not attending school. Surveys also found that high numbers of infants die from preventable diseases such as pneumonia and diarrhea. This community has schools and health clinics, but the most common factor preventing access is poverty. Families can’t afford school fees and materials, or the cost of clinic visits and medicines. To address these issues, World Vision and community members have determined that improved income opportunities and health and education projects are critical. Community instruction on the importance of child rights and education also were deemed vital to community success.

World Vision began working alongside families in the slums of Surabaya in 2000, and programs designed to provide lasting, holistic, community development are directly targeting approximately 2,045 sponsored children and their families.

Rizky's Mid Term Update July 09, 2012

Thank you for supporting a small business loan for Rizky Maharani to expand her retail and services business where she sells phone credits. After receiving the loan from World Vision, she invested the $125 to purchase more telephone credits and vouchers for her kiosk.

Rizky has been repaying her loan on time with her new profits. She makes weekly payments of $3. In addition to repaying her loan, Rizky is using the additional income to pay school fees, purchase food for the family, and expand the current business.

Thank you for supporting Rizky and World Vision Micro!

Rizky's Final Update October 29, 2012

Thank you for supporting the small loan for Rizky Maharani to improve her mobile phone credit services business. She invested her loan of $125 to purchase more telephone credits and vouchers for her kiosk.

Rizky has now repaid her loan in full. In addition to repaying her loan, Rizky has used her additional income to maintain or repair equipment, purchase food for the family, and buy supplies in bulk.

The loan Rizky received helped her business expand and the profits she is earning is creating lasting improvements in her life. In the future Rizky hopes to expand her current business and take out another loan.

Thank you for your support of Rizky and World Vision Micro. These funds are now being recycled to support another eager entrepreneur in the same community.

Total Amount
$125

Amount raised

$125
$125
100%

Help Rizky

1 Donors

  • Larry
    March 19, 2012
    Contributed to 9 other loans

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