Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.
Vipian is from Kenya. She has 4 children. She needs a loan of $250 to restock her retail shop.
Vipian, a mother of four, runs a retail shop in Kabarnet, Kenya. She currently lacks the capital needed to restock her store and run her business as she would like.
With a loan through World Vision, Vipian will be able to restock her store which will help her attract customers and generate income. She will also be able to employ another individual in her local community. Additional income created will allow her to reinvest in her business and better provide for the family through being able to pay school fees for her children and provide shelter.
In the future, Vipian would like to open a new hardware business to diversify her sources of income. She would also like to employ others in her local community.
In areas where the poor live alongside the more affluent, businesses in the service sector can be very successful. Services include flower cultivation, tailoring/sewing, transportation, repair work, beauty salons and barber shops, and restaurants. Loans are needed to begin, expand, or sustain business with tools and supplies. Loans given to entrepreneurs in the service sector account for around 7% of our loans.
Kabarnet is located in Baringo District in the Rift Valley Province of Kenya. It is characterized by uninhabitable desert and fertile farmland, flat arid plains and steep slopes. Rural Kenyans generally live with their extended family in a cluster of huts, which provides shelter and symbolizes the closeness of the people living there. Family members typically share work responsibilities and resources as they support themselves through farming.
Children are considered a valuable resource in Kenya. A large family means more hands to help on the farm and ensures parents will be taken care of in their old age. Education is provided by the Kenyan government for children up to age 8, however, nearly 1.7 million children do not attend school because of failing economic and social systems.
With a population nearing 75,000 and 20 percent being children under 5, access to health services is limited in Kabarnet. According to the World Health Organization, the leading causes of death among children younger than 5 are pneumonia, diarrheal diseases, HIV and AIDS, and malaria. Efforts are being made to strengthen the capacity of health workers and services. To receive care, people must travel, usually on foot, at least nine miles to the nearest health center.
In Kabarnet, World Vision also focuses on education, immunizations, HIV and AIDS prevention education, food security, and sanitation.
Thank you for supporting a small business loan for Vipian Ngetich to expand her retail and services business where she runs a retail shop. After receiving the loan from World Vision, she invested the $250 to restock her shop.
Vipian has been repaying her loan on time with her new profits. She makes weekly payments of $10. In addition to repaying her loan, Vipian is using the additional income to pay for transportation, expand the current business, and purchase equipment. Vipian's 4 children continue to study in school.
Thank you for supporting Vipian and World Vision Micro!
Vipian Ngetich has successfully repaid her small business loan. She invested the $250 into restocking her retail shop to attract customers and improve sales.
Thanks to the loan she received, Vipian was able to use the profits from her business to pay school fees for her children, expand her current business and purchase equipment.
In the future, Vipian aspires to earn enough to continue sending her children to school, further expand her current business, and take out another loan.
Vipian's four children continue to study in school. Because she was able to invest in her business, she will be able to invest in her family.
Thank you for investing in the power of hardworking people, like Vipian, through World Vision Micro. These funds are now available to help other entrepreneurs in Vipian's community.