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Joseph R

Joseph is from Kenya. He has 5 children. He needs a loan of $375 to purchase seed.

other entrepreneurs here Kenya


Joseph is from Kenya. He has 5 children. He needs a loan of $375 to purchase seed.

  • Top Goals To purchase seed
  • Children Helped 5
  • Number of Employees 1

Joseph's Story

Joseph is a farmer in Kenya who faces the recurrent challenge of poor weather conditions. He relies on his farming to support his large family, and needs investment capital to expand and improve his operation. With a more sustainable and profitable farm, he will be able to improve living conditions for his family.

Joseph is requesting a loan from World Vision to purchase seed for his farm. Being able to make this purchase in a timely fashion will enable Joseph to plant on time and get a better harvest. With the additional income he will earn from this improvement, he will be able to provide the daily necessities for his five children and reinvest in and further expand his farm.

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Industry Info

The Agriculture business sector covers all farming and livestock activities. Some entrepreneurs request loans to help in securing supplies and equipment. Others want to buy more animals to breed or purchase feed and medicines. The majority of our loan clients live in rural communities where agriculture is already understood as a business model. It is for this reason that approximately 50% of our loans are in the agricultural sector.

Joseph's Community

Kirindon is located in the southern part of Kenya, approximately 250 miles west of Nairobi. The region has an estimated population of 56,200 people. Agriculture and cattle rearing are the two main economic activities—approximately 65 percent of the land is communally owned.

The AIDS pandemic has heavily affected Kenyans who inhabit Kirindon. The HIV prevalence rate in the community is nearly 15 percent whereas it is only 6.1 percent in the rest of Kenya. Children are most affected, many dropping out of school to care for younger siblings or sick parents. Some resort to exploiting child labor to provide household income.

An impoverished community, Kirindon has been severely lacking in access to clean drinking water and proper sanitation. World Vision has focused on water, sanitation and hygiene projects. There is now increased access to clean, sustainable water; latrines with hand-washing facilities; and trainings on good hygiene practices and water resource management. Access to clean water has improved school attendance since children do not have to go far to collect water. And villagers have more time to be with their families and attend church services.

Other accomplishments include constructing and equipping classrooms, distributing mosquito nets to children, providing medical check-ups for children, and supporting orphaned and vulnerable children with school uniforms, vocational training, and life skills training.

Joseph's Mid Term Update September 03, 2012

Thank you for supporting a small business loan for Joseph Rutto to expand his farming business. After receiving the loan from World Vision, he invested the $375 to purchase seed for his farm.

Joseph has been repaying his loan on time with his new profits. He makes weekly payments of $10.

In addition to repaying his loan, Joseph is using additional income to purchase fertilizer and expand his current business.

Joseph's five children continue to study in school.

Thank you for supporting Joseph and World Vision Micro!

Joseph's Final Update January 07, 2013

Thank you for supporting Joseph Rutto's farming business through World Vision Micro. Joseph invested his small business loan of $375 to purchase seed for his farm. He has made weekly payments of $10 and has now fully repaid his loan.

With the profits from his business, Joseph decided to purchase fertilizer and expand his business. Joseph's goal for the future is to earn enough so that he can send his children to school and further expand his current business.

Joseph's five children remain in school. Because of your donation, Joseph is able to provide a better future for his children.

Thank you for providing Joseph with hope and a future. These funds are now being recycled to support another hardworking entrepreneur in the same community.

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