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Ronoh is from Kenya. He has 3 children. He needs a loan of $250 to buy additional corn to restock his supply.
In order to support his family Ronoh runs a cereal selling business focused on corn kernels. Although the demand is there, Ronosh has to face traveling on the poor road infrastructure in order to go get his corn, as well as sell it, costing him sales time.
With a loan from World Vision, Ronoh will be able to purchase additional corn wholesale in order to restock his supply and minimize his travel time. This will give him the opportunity to expand his client base by having more available stock to sell in his community. In the future Ronoh plans to invest in a corn grinding machine in order to expand his business to include flour making. With such growth he hopes to be able to hire someone else from his community to help him run his business.
With three children at home, Ronoh is keen to bring in extra income to provide them with a better dietary base, as well as improve their overall living conditions. He wants to give them hope for the future through the work and expansion goals he has set for himself.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Kirindon is located in the southern part of Kenya, approximately 250 miles west of Nairobi. The region has an estimated population of 56,200 people. Agriculture and cattle rearing are the two main economic activities—approximately 65 percent of the land is communally owned.
The AIDS pandemic has heavily affected Kenyans who inhabit Kirindon. The HIV prevalence rate in the community is nearly 15 percent whereas it is only 6.1 percent in the rest of Kenya. Children are most affected, many dropping out of school to care for younger siblings or sick parents. Some resort to exploiting child labor to provide household income.
An impoverished community, Kirindon has been severely lacking in access to clean drinking water and proper sanitation. World Vision has focused on water, sanitation and hygiene projects. There is now increased access to clean, sustainable water; latrines with hand-washing facilities; and trainings on good hygiene practices and water resource management. Access to clean water has improved school attendance since children do not have to go far to collect water. And villagers have more time to be with their families and attend church services.
Other accomplishments include constructing and equipping classrooms, distributing mosquito nets to children, providing medical check-ups for children, and supporting orphaned and vulnerable children with school uniforms, vocational training, and life skills training.
Ronoh Philiph has successfully repaid his small business loan. He invested the $250 into his cereal selling business by purchasing additional corn kernels to sell.
Thanks to the loan he received, Ronoh was able to use the profits from his business to expand his current business, and buy supplies in bulk.
In the future, Ronoh aspires to earn enough to further expand his current business, and take out another loan.
Ronoh's three children continue to study in school. Because he was able to invest in his business, he will be able to invest in his family.
Thank you for investing in the power of hardworking people, like Ronoh, through World Vision Micro. These funds are now available to help other entrepreneurs in Ronoh's community.