Seraphine Mukarunyange is from Nyaruguru, Rwanda. She has 8 children. She needs a loan of $350 to expand her business.
Seraphine Mukarunyange is from Nyaruguru, Rwanda. She has 8 children. She needs a loan of $350 to expand her business.
Seraphine is 51 years old and married with 8 children. She and her family live in Nyaruguru, a region of Gikongoro situated in the southern province of Rwanda. Here, Seraphine sells drinks made of sorghum. Seraphine has been in this business for about 10 years.
Seraphine is now requesting a new loan from World Vision so that she can increase the quantity of sorghum drinks she sells. In addition, she would like to start selling other types drinks such as juice and soda. With additional business, Seraphine will hopefully earn more profits which in turn will allow her to continue taking care of her family as well as keep reinvesting in her business so that her business can be sustainable.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs entrepreneur begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Seraphine Mukarunyange is from Nyaruguru, Rwanda. She has 8 children. She needs a loan of $350 to expand her business.
The community of Nyaruguru is located in southern Rwanda, where the climate is temperate. Despite poor soil, most families depend on subsistence agriculture. Food insecurity and malnutrition rates are high. Some farmers grow tea, which is then sold to a nearby factory. Livestock were once a source of income, but cattle have been consistently stolen to finance the conflict in the neighboring Democratic Republic of the Congo, which was sparked by the Rwandan genocide of the 1990s.
As a result of the genocide, many children are orphaned and living in child-headed households. Families struggle to find suitable shelter; many homes lack adequate roofing and are in need of repair. Unable to afford school fees, children often abandon education and seek jobs. Though HIV and AIDS remains a serious concern, the community lacks the resources to provide adequate healthcare.
In Nyaruguru, World Vision is working to improve quality of life for community members by constructing health centers and toilets; supporting education through school supplies and financial assistance; providing building materials for houses; educating individuals about HIV and AIDS; and providing agricultural and marketing training.
Seraphine Mukarunyange is from Nyaruguru, Rwanda. She has 8 children. She needs a loan of $350 to expand her business.
Seraphine used the loan to purchase a variety of goods to include in her existing sales. With this loan, Seraphine's capital has grown leading to an increase of sales and profits. In addition, she has created two jobs for people within her community. She faces challenges; clients that refuse to pay her on schedule. She is thankful to the donors for the loan. Seraphine is loyal with the repayment terms and has a strong record. Thank you for supporting Seraphine and World Vision Micro!
