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Mariette is from Rwanda. She has 5 children. She needs a loan of $250 Purchasing more drinks to sell.
Mariette is 45 years old and married with 5 children between the ages of 15 and 24 years old. Mariette and her family live in Nyaruguru, a region of Gikongoro situated in the southern province of Rwanda. Here, Mariette has been selling drinks made into sorghum and soda for almost 27 years.
Mariette is now requesting a loan from World Vision so that she can increase the quantity of sorghum drinks and sodas that she sells. With this business, Mariette only is able to feed her children. It is her hope, however, to be able to reinvest in her business and start saving for her future with increased profits.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
The community of Nyaruguru is located in southern Rwanda, where the climate is temperate. Despite poor soil, most families depend on subsistence agriculture. Food insecurity and malnutrition rates are high. Some farmers grow tea, which is then sold to a nearby factory. Livestock were once a source of income, but cattle have been consistently stolen to finance the conflict in the neighboring Democratic Republic of the Congo, which was sparked by the Rwandan genocide of the 1990s.
As a result of the genocide, many children are orphaned and living in child-headed households. Families struggle to find suitable shelter; many homes lack adequate roofing and are in need of repair. Unable to afford school fees, children often abandon education and seek jobs. Though HIV and AIDS remains a serious concern, the community lacks the resources to provide adequate healthcare.
In Nyaruguru, World Vision is working to improve quality of life for community members by constructing health centers and toilets; supporting education through school supplies and financial assistance; providing building materials for houses; educating individuals about HIV and AIDS; and providing agricultural and marketing training.
Mariette used the loan funds to purchase a large quantity of raw materials for the production of drinks to resell. Her business is profitable from the increase of daily sales and this increase has enabled her to create jobs to the people from her community. She is thankful to all the donors that contributed to the progress of her business. Mariette is loyal with the repayment terms and has a strong record. Thank you for supporting Mariette Mukarajyabu and World Vision Micro!
Mariette's loan allowed her to expand her business. Her sales have improved and her profits are increasing. Thanks to the loan she is able to pay school fees for her children and provide a better life for her family. She praises God that she was able to use her loan well and praises God for being able to receive it. In the future, she hopes to continue to provide for her family and expand her business.
The client has paid her loan on track. It has been paid in full 100%. These funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Mariette and World Vision Micro!