Juliette Ntawera is from Nyaruguru, Rwanda. She has 9 children. She needs a loan of $425 to purchase additional goods including rice, beans, peas, and different types of flour.
Juliette Ntawera is from Nyaruguru, Rwanda. She has 9 children. She needs a loan of $425 to purchase additional goods including rice, beans, peas, and different types of flour.
Juliette is 42 years old and married with 9 children who are between 2 and 20 years old. Juliette and her family live in Nyaruguru, a region of Gikongoro where she owns a small shop. In this shop, Juliette sells a mixture of things including food and housewares.
Juliette requested a loan from World Vision so that she can expand her business by purchasing additional goods such as rice, beans, peas, and different types of flour. With the sale of these highly demanded foods, Juliette hopes that her profits will increase. With her profits, Juliette plans to reinvest in her business and build a secure future for her family.
Retail is a quick and scalable way to begin earning a profit. Many entrepreneurs entrepreneur begin with stalls at markets or even at home and need a loan to expand or increase their inventory. Others may be ready to open a small store. Goods purchased from loan funds range from clothing, grocery or sundry items to jewelry, candy, perfume or health and beauty supplies. Loans in the commerce sector account for around 33% of our loans.
Juliette Ntawera is from Nyaruguru, Rwanda. She has 9 children. She needs a loan of $425 to purchase additional goods including rice, beans, peas, and different types of flour.
The community of Nyaruguru is located in southern Rwanda, where the climate is temperate. Despite poor soil, most families depend on subsistence agriculture. Food insecurity and malnutrition rates are high. Some farmers grow tea, which is then sold to a nearby factory. Livestock were once a source of income, but cattle have been consistently stolen to finance the conflict in the neighboring Democratic Republic of the Congo, which was sparked by the Rwandan genocide of the 1990s.
As a result of the genocide, many children are orphaned and living in child-headed households. Families struggle to find suitable shelter; many homes lack adequate roofing and are in need of repair. Unable to afford school fees, children often abandon education and seek jobs. Though HIV and AIDS remains a serious concern, the community lacks the resources to provide adequate healthcare.
In Nyaruguru, World Vision is working to improve quality of life for community members by constructing health centers and toilets; supporting education through school supplies and financial assistance; providing building materials for houses; educating individuals about HIV and AIDS; and providing agricultural and marketing training.
Juliette Ntawera is from Nyaruguru, Rwanda. She has 9 children. She needs a loan of $425 to purchase additional goods including rice, beans, peas, and different types of flour.
With the loan she received, Juliette invested in purchasing a variety of goods to add to her existing business.
With the use of this loan, the client's capital increased thus her sales as well as her profits also increased.
Juliette has been paying her loan payments on time.
She really thanks any donor who contributed in the progress of her business.
Juliette's loan allowed her to expand her business. She was able to increase her inventory and meet the demands of her customers. Juliette also purchased a field. With her increased profits she is able to better provide for the needs of her children and family.
Juliette has paid her loan in full.
She is thankful for all the donors who contributed to her loan. She hopes to become even more stable financially. Juliette has repaid her loan in full. These funds are now available to help another worthy entrepreneur in her community. Thank you for supporting Juliette and World Vision Micro!
