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Ruth

Lending History

  • Maria
    They gave
    $50
    This loan is fully funded
    Maria is from Mexico. She has 2 children. She needs a loan of $375 Buying more cosmetics.
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    With Maria's first loan, she began a business selling cosmetics. With these profits, she was able to help out with household costs, buy her home, and help her mother. With this new loan Maria is going to buy more cosmetics since the people in her community are always asking her for more products. "Thanks to the loans I have been able to buy my house and I have a huge dream for the future that my grandchildren can finish college and grow on their own. I can accomplish these things with the help of the loans. Thank you to the people who are helping me and allowing me to help my grandchildren improve their lives” Maria Benita Lopez is 60 years old and is originally from Hidalgo. She lives in a small, poor community and only went to school until the third grade. She then started working in the country, but she only was only able to make a small amount of money. Her father then left the family, and her mother had to care of 4 children. When Maria was 13 she moved to Mexico City to work as a maid and in this way she was able to help support her family.
    100% repaid to date
    Loan needed: $375
  • Gertrude
    They gave
    $50
    This loan is fully funded
    Gertrude is from Rwanda. She has 1 child. She needs a loan of $375 Procuring more varieties of drinks at better rates for her stand.
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    Gertrude Mukangango has been in business selling drinks for more than a year, working 14 hours a day. Gertrude hopes to expand her business by purchasing drinks at a quantity discount. With her improved business, she hopes to be able to care for her young dependent. Additionally, Gertrude hopes the increased business will also enable her to build a house and save money for the future. Ultimately, she hopes to create jobs for people in her community. At 27 years old and single, Gertrude takes care of one dependent named Manzi who is 2 years old.
    100% repaid to date
    Loan needed: $375
  • Sandra Adriana
    They gave
    $75
    This loan is fully funded
    Sandra Adriana is from Mexico. She needs a loan of $175 to buy nail polish, acrylic nails, and small decorative stickers.
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    With her loan, Sandra will start her own home-based business of acrylic nails. Due to her special needs, she is unable to leave her home and has completed a home-based course on nail decoration. She is asking for a loan so that she is able to buy nail polish, acrylic nails, and small decorative stickers and jewels to start-off her home based business. She believes that this is a good business and she likes to make sure that people look their best. She thinks of this business opportunity as a challenge because there is no one in her neighborhood who does this sort of work since it is so meticulous. However, there is a large demand for this type of work and there is the possibility of making good money so that she will be able to contribute financially to her family. Sandra hopes that in the future she will be able to continually expand her business. Her dream is to have a full-service beauty salon. This will enable her to give better service to her clients. Sandra Adriana Méndez Ríos is originally from Colima, but has been living in Tijuana for around 12 years.
    100% repaid to date
    Loan needed: $175
  • Emeline
    They gave
    $100
    This loan is fully funded
    Emeline is from Rwanda. She needs a loan of $350 to obtain more sorghum drink ingredients and bananas for sale.
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    Thirsty? Go see Emeline. She sells the sorghum drink called ubushera, and ripe bananas, and has been in the business since 2008. A loan would help Emeline purchase more bananas and sorghum for making her drink. Emeline hopes to earn enough to buy enough food for the family, save for her future, and expand her business. Emeline Nyirangendahimana is 24 years old; married but no children yet. She lives in Gakenke District, Northern Province. Her home is constructed with mud bricks with tiled roof.
    100% repaid to date
    Loan needed: $350
  • Mairani
    They gave
    $75
    This loan is fully funded
    Mairani is from Mexico. She has 1 child. She needs a loan of $250 to start a business selling clothes .
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    Mairani Hernandez Benequen needs a loan to start a business selling clothes. She believes that, with a loan, she will be able to invest in her business and sell a lot of clothing. A loan will help her business to grow, empower her to sell more, and enable her to reinvest so that she can make a living for her and her son. Mairani is 19-years-old, single, and has one son. She lives in a house made of cement blocks and sheet metal in the town of Capilla, Oaxaca, Mexico. Mairani wants to give her son a better education so, in the future he, will be a good citizen. Mairani’s goal is to open a clothing stand and offer her son a better quality of life.
    100% repaid to date
    Loan needed: $250
  • Simeona
    They gave
    $50
    This loan is fully funded
    Simeona is from Philippines. She has 12 children. She needs a loan of $200 Buying hogs and feed.
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    Simeona Estorco, 61 years old is a farmer and a hog grower from Mabinay Negros Oriental. She has twelve children and while all are grown and have families of their own, the income that she generates from her business helps in paying the daily costs in their home. Simeona is supporting her grandchildren by paying for their school fees and books. This is the main reason she wanted to receive assistance from World Vision microfinance: to help her business grow. The loan will be used to buy piglets and feed.
    100% repaid to date
    Loan needed: $200
  • Eden
    They gave
    $100
    This loan is fully funded
    Eden is from Philippines. She has 3 children. She needs a loan of $150 to buy more fabrics.
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    Eden Quiamco is 37 years old and is engaged in the clothing business. She is a seamstress and also sells dresses. She started her business in 2009 and earns 300 Pesos a day. Because her eldest child is 17, she needs to earn more to cope with the school demands. She also needs more fabrics for her clothing business. The loan will help her realize her plan in earning more profit for her family. She could buy additional fabrics to support her business. She said, "I plan to increase my income and customers" The income goes towards the education of her three children and to the family daily consumption.
    100% repaid to date
    Loan needed: $150
  • Marina
    They gave
    $75
    This loan is fully funded
    Marina is from Philippines. She has 5 children. She needs a loan of $225 to purchase supplies for her store.
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    Marina owns a general store and is committed to working hard: “I am the only one working and I plan to have business expansion this year.” She needs a loan to purchase more groceries and other items to have merchandise available to sell in her store. With a more fully stocked store, she will attract more customers and make a better profit Marina is 48-years-old and lives with her five children, Bless, Karin, Kathy, Dave, and Aime, in Espanola, Palawan. She will use her profits to provide for her family and invest in another business opportunity.
    100% repaid to date
    Loan needed: $225
  • Beathe
    They gave
    $50
    This loan is fully funded
    Beathe is from Rwanda. She has 4 children. She needs a loan of $350 Purchase beans to resell.
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    Beathe has a stall in her village where she sells beans and irish potatoes. She has four children. The challenge she faces is that she has only a small amount of capital to invest in her business. This limits the amount of inventory she is able to stock. The loan will allow her to stock a larger amount of inventory and earn more profits. She plans to use the profits to provide enough food for her family and to pay school fees of her children. She will also buy her children good quality clothing. Her dream for her business is to someday have a store in the market.
    100% repaid to date
    Loan needed: $350
  • Carmencita
    They gave
    $100
    This loan is fully funded
    Carmencita is from Philippines. She has 4 children. She needs a loan of $200 Additional capital.
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    Carmencita Runes is fifty years old and has owned a farming business since 1999. Her farming business has recently been affected by a severe drought. She almost cannot go on with farming as her only source of income. With the amount requested for a loan, she wishes to find another business option to add to her source of income. She has four children to care for: Jonathan, Aileen, Robert, and Raymond. Any additional income she earns will go to her family’s daily consumption, her children’s schooling and possible new business opportunities. .
    100% repaid to date
    Loan needed: $200
  • Melanie
    They gave
    $75
    This loan is fully funded
    Melanie is from Philippines. She has 3 children. She needs a loan of $200 to purchase supplies for bakery.
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    Melanie Barbosa is from Trece, Caviteand is 40 years old. She has ran a food vending business since 2000. She has 3 children: Anthony-19, Angeli Light-17, Joshua-12. She wants to be financially stable so she can support her children's education. Melanie wants to expand her business but her money is limited. She requested a loan so she can buy ingredients for making bread, like: 2 sacks of flour, margarine, lard, sugar and oil. She wants to maximize the profit from her businesses. The additional income will go to her family's daily consumption, her children's schooling and possible new business opportunities.
    100% repaid to date
    Loan needed: $200
  • Expectacion
    They gave
    $75
    This loan is fully funded
    Expectacion is from Philippines. She has 6 children. She needs a loan of $225 to purchase more goods.
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    Expectacion Janoras is 49 years old from Brookes Point, Palawan and has owned a cosmetics business since 2007. Her products are from Avon, Natasha and SaraLee, earning her PHP 3,000.00 a month. She has 6 children: Cherchill-23, Cheryl-21, David-19, Noemi-15, Raquel-14, Abeguel-11. The loan will help in her business expansion. "I plan to have business expansion this year, to include products like lotion and cologne." She aims to increase profitability of her business as she has many competitors. The additional income will go to family's daily consumption, her children's schooling and possible new business opportunities.
    100% repaid to date
    Loan needed: $225
  • Margarita
    They gave
    $75
    This loan is fully funded
    Margarita is from Mexico. She has 8 children. She needs a loan of $325 to purchase more ingredients such as peppers, cooking oil, tortillas, cheese and corn .
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    Margarita “Mago” is a 54 year old woman from Montecillos, Guerrero, married, and a mother of eight children: Tomas, Carmelo, Justino, Benito, Fabián, Marcelo, Amada and Eduardo. Seven of her children are married and the youngest is 22 years old and lives with her because he is sick. He has issues with his ears and is unable to hear at the present time. Margarita sells Mexican snacks and dishes. She started this business because she was dedicated to helping her children have the best lives possible, she cared greatly about their education, and she wanted to improve their quality of life. With her loan, she plans to buy a variety of chilies, onions, chicken, cooking oil, tortillas, cheese and everything else she needs to make tasty snacks. Currently, she says the economy is the reason why her sales are not as high as she would like. Because of this, she her profits were low, so she did not have enough money to reinvest into her business, so she did not have enough ingredients to make her food dishes. This decline also lost her some customers. However, with her loan, Margarita is confident that her sales will begin to increase. Margarita is very thankful for her loan, her life, and her business. She wishes to continue to provide the best life for her family. Right now, Margarita is not able to send her son to an ear specialist to get evaluated for the problems that he has been having. She hopes that with an increased income, she will be able to send him to an appropriate doctor to get his the right care he needs. In addition, she plans to re-invest any additional profits back into her business. Her goal is to eventually move her business to bigger location and convert it into a restaurant. She knows that this will not be an easy thing to do or something that will happen quickly, but she eventually would like to have a bigger variety of food items, more customers, and increased profits.
    100% repaid to date
    Loan needed: $325
  • Priscilla
    They gave
    $100
    This loan is fully funded
    Priscilla is from Philippines. She has 3 children. She needs a loan of $200 additional capital for sari-sari and Hog Raising.
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    Priscilla is dependent on her three small businesses to help raise her family. She is a vegetable farmer, hog raiser, and also the owner of a sari-sari store. She has 3 children: Bethel Mae-20, Siegfred-18 and Bernard-14. Due to limited capitalization, Priscilla is struggling in her business. She has requested a loan in hopes that it will help her on her feed maintenance since this is very expensive. She is also hoping to have the opportunity to expand her sari-sari business in order to provide more opportunities and to increase profitability. Her income will provide for her children's education and help her to save for future business opportunities.
    100% repaid to date
    Loan needed: $200
  • Veronica
    They gave
    $100
    This loan is fully funded
    Veronica is from Philippines. She has 7 children. She needs a loan of $125 additional capital.
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    13 years ago, Veronica Amora started her business selling snack foods and drink in Bataraza, Palawan. With 7 children who are still studying, she plans to expand her business to earn more. Her loan will be used to buy additional sugar, cooking oil and banana cue stick so she can cook more and increase her profits. She is aiming for business profitability from this endeavor. The additional income will be use to finance her children’s schooling and family daily consumption.
    100% repaid to date
    Loan needed: $125
  • Cherry
    They gave
    $100
    This loan is fully funded
    Cherry is from Philippines. She has 6 children. She needs a loan of $125 additional capital to expand business.
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    Living in Espanola, Palawan gives Cherry Dohito a chance to make a living selling fish. She has been a fish vendor since 2000 and supports her family with a very small income. She is asking for funding from World Vision so that she can improve her business and increase her income. Cherry has 6 small children to care for. With her current income, it is very hard for her to take care of their daily needs and have anything left to invest into her business. The extra funding would enable her to increase her business and better take care of children. She would also like to be able to save up for the future to pay their education.
    100% repaid to date
    Loan needed: $125
  • Lezil
    They gave
    $75
    This loan is fully funded
    Lezil is from Philippines. She has 1 child. She needs a loan of $175 to purchase ingredients.
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    Lezil is currently a supplier of powdered juice. She has been selling powdered juice for a living. Lezil is the only one supporting her family, and she finds it hard to make ends meet. Lezil is requesting a loan in order to increase her income. She will use her profits for her family daily expenses, and for her son’s education. She also hopes to save the rest. Lezil is forty-years-old; she is single and she has a twelve-year-old son.
    100% repaid to date
    Loan needed: $175
  • Merlita
    They gave
    $100
    This loan is fully funded
    Merlita is from Philippines. She has 5 children. She needs a loan of $475 to buy more sacks of rice and to pay for tricycle maintenance.
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    Merlita Andalajao lives in Tulay B, Maragondon, Cavite. She is 55 years old and has five children. Three of them are still under her care, and her income goes towards providing them with food and education. Merlita has a business providing transportation services as a motorized tricycle operator. She also works as a rice dealer. She is asking for financial assistance so that she can buy more sacks of rice and pay for tricycle maintenance. She also needs to purchase gasoline for the tricycle. Having a better-maintained tricycle and more rice to sell would be a great help to Merlita's businesses.
    100% repaid to date
    Loan needed: $475
  • Serkalem
    They gave
    $25
    This loan is fully funded
    Serkalem is from Ethiopia. She has 3 children. She needs a loan of $275 to buy more sheep for fattening.
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    Serkalem raises sheep and sells them at the local market when they become fat. However, she struggles to keep replenishing her flock of sheep because of the increasing price of young sheep. Serkalem will buy more sheep with the loan she receives from World Vision. When Serkalem has sheep to sell in the market, her neighbors no longer have to travel long distances to buy sheep meat. Her sheep fattening business benefits both her community and her family. Serkalem is the mother of three children, and she will use her increased income to improve her family's lifestyle by providing them with clothing, healthy food, and an education. Serkalem wants to continue to expand her sheep fattening business. In the future, she would like to begin fattening cattle as well.
    100% repaid to date
    Loan needed: $275
  • Mai
    They gave
    $50
    This loan is fully funded
    Mai is from Cambodia. She has 11 children. She needs a loan of $250 to buy fertilizer, rent a tractor, and to hire help.
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    Mai is the mother of eleven children. They live on a small farm in Battambong Province, Cambodia. She grows rice and raises poultry to help provide for them. Mai would like to improve her farm but a lack of money is keeping her from investing in it. Mai is asking for a loan to buy fertilizer for her rice field. She also needs to rent a tractor to plow her farmland before she can grow rice. This loan from World Vision will be a great asset for Mai because it will make her farm a sustainable source of income her family can depend on. Mai will be able to hire help to harvest her crops on time, before the rainy season starts. With her new income, Mai will be able to provide her children with healthier meals and to send them to to school.
    100% repaid to date
    Loan needed: $250

My Groups

  • Hope Givers
    Hope Givers
    Members: 42
    About Us

    HOPE GIVERS is a group of Christian women from across the United States, pooling our limited, individual resources to make a greater impact in the lives of impoverished women and their families throughout the world. UPDATE...

    • Total Amount Donated
      $12,100
    • Entrepreneurs Helped
      68
    • # Of Donations
      227
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