Our Approach


Your gift to help a hardworking entrepreneur will double in impact thanks to a generous World Vision partner.


About Micro FinanceA Holistic ModelLearn more

Small loans cannot end global poverty alone. But combine them with efforts to provide clean water, nutritious food, healthcare, and education, and a stronger, healthier community is born. That is what makes World Vision’s Micro so unique.

  • Community Influence

    Community Influence
  • Long-term Commitment

    Long-term Commitment
  • Sustainability


Our Holistic Model Sets World Vision Micro Apart

World Vision works to create self-sustaining solutions for the entire community. Micro just is one piece of the puzzle, but an important one. Because World Vision works to develop all aspects of a community, Micro not only serves to stimulate the economy, but empowers people to work towards creating a healthy, prosperous community. Specifically, World Vision works to provide:

  • Clean water keeps children and adults healthy
  • Nutritious food helps kids grow and thrive
  • Health care saves lives
  • Education lifts entire families out of poverty
  • Your loan helps to create jobs and secure futures


Breaking the Poverty Cycle

Your donation of a loan ultimately helps foster World Vision’s greater goal of community development — enabling impoverished people to discover their own abilities and unite to change the direction of their lives and their communities. We work to help impoverished communities gain access to clean water, nutritious food, education, basic healthcare, and microfinance opportunities. Once the community has become self-sufficient and taken ownership of these interventions, we are free to move on to another community in need, beginning the transformation process all over again.

The Loan ProcessLearn more

How the Loan Process Works

One in every five people in the world lives on less than $1.25 a day. Many of those are hardworking people. For example, mothers who want to provide for their children. They want to get out of poverty. Many have great business ideas, but no capital to get started. So they come to us. They learn about us and how we can serve them. We help them get ready to do business.

This is where you come in. You choose an entrepreneur. Read their story and their business idea. Fund all or part of their loan. They start or expand their business. They receive business training based on ethical principles and smart strategies.

They earn money to feed their children, send them to school and save money for the future. Then you sit back and watch. And then the loan is repaid. Your original tax-deductible donation gets recycled. And another entrepreneur from the same country receives a loan.

How the loan process works

Our Microfinance Institutions

All MFIs on World Vision Micro are owned or operated in partnership with World Vision.

A Microfinance Institution (MFI) is a local lending office within a community that is managed by local professionals. These offices ensure that funds are protected and widely invested.

A Microfinance Institution (MFI) is a local lending office within a community that is managed by local professionals. These offices ensure that funds are protected and widely invested.

Building CapitalLearn more

  • Donation

  • Repayment

  • Reinvestment


The Loan That Keeps on Lending

Once a loan has been repaid to the local microfinance institution, your donation recycles over and over again to help other hardworking entrepreneurs in the same country. Just one donation can be recycled to help dozens of families in the years to come.

The Advantages of Donating

Your donation helps a hardworking entrepreneur not only improve their own livelihood, but improve the lives of their family. Your donation helps boost self-esteem while at the same time stimulates the local economy.