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Country Profile



Country FactsGhana

24 million
Life Expectancy:
Infant Mortality Rate:
Average Annual Income:
Literacy Rate:
School Enrollment:

Micro Stats

  • 1673 loans funded
  • 1438 women funded
  • 0 loans available on site
  • 24 avg. loan term (wks)
  • 14 communities
  • $198 avg. loan size

Country Perspective

In recent years, microfinance has become a crucial component of World Vision’s efforts to foster social and economic development in Ghana. In 2001, World Vision founded the VisionFund Ghana (VFG), whose work has grown rapidly. From September 2005 to September 2008, VFG’s outstanding portfolio grew from $654,345 to more than $1.6 million, and the number of active borrowers rose from 7,028 to 17,313. The impact on children and communities has grown apace. In 2008, an estimated 35,055 children’s lives were improved and nearly 26,000 jobs were created or sustained as a result of loans and related services from VFG—and the hard work of VFG’s clients.

World Vision now seeks to bring the benefits of microfinance to the Nkwanta community development area, where we have been active since 1995. Current goals include the expansion or upgrading of school facilities, teacher training to enhance children’s learning opportunities, provision of health services to prevent illnesses, the introduction of advanced agricultural techniques to boost farm production and improve nutrition, and microenterprise services designed to help Ghanians create or grow small businesses in order to generate additional income for their families.

Our Microfinance Institution (MFI) Stats

  • VFG mfi
  • $1,857,628 outstanding portfolio
  • 13,042 active borrowers
  • $345 avg. loan size
  • 97% sustainability level
  • return on assets
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